Huge customer base Unipol serves 16.8 million customers through Italy’s largest agency network, indicating substantial cross-sell potential across motor, health, asset management, and personal lines.

Digital engagement With the Unipol App used by over 4 million customers, there is strong opportunity to upsell digital services, telematics, and data-driven insurance solutions to tech-savvy policyholders.

Health leadership Leadership in the health segment via UniSalute presents cross-sell potential for integrated digital health solutions, wellness programs, and value-added services linked to motor and property coverages.

Innovation focus Strategic partnerships in technology and sustainability (e.g., SAP BTP collaboration, real‑time intelligence initiatives) create avenues to offer enterprise IT and data solutions to streamline underwriting and claims operations.

Sustainability and branding Sustainability initiatives and consumer-facing campaigns like real intelligence and litter-cleaning platforms enhance brand trust; opportunities exist to propose ESG-aligned insurance products and green risk management services for corporate customers.