Large customer base Unipol serves 16.8 million customers with Italy’s largest agency network (over 2,000 agencies and 5,200 sub-agencies), presenting substantial cross-sell and upsell opportunities across motor, health, and asset management lines.

Digital disruption With the Unipol App used by more than 4 million customers and a technology stack featuring Google Cloud, AWS, and modern web frameworks, there is strong potential to offer integrated digital risk management, telematics-driven pricing, and online value-added services to accelerate customer engagement and retention.

Health leadership UniSalute presence and ongoing health-focused initiatives indicate opportunities to expand health coverage, wellness programs, and digital health services to both existing policyholders and new market segments seeking integrated health-insurance solutions.

Sustainability focus Emphasis on sustainability and community value, including partnerships and environmental initiatives, opens doors for green insurance products, risk mitigation services for sustainable assets, and collaborations with eco-conscious corporate clients.

Innovation collaborations Past and ongoing partnerships with technology and telematics players (e.g., Cambridge Mobile Telematics, SAP BTP collaboration) signal opportunities to propose data-driven pricing, usage-based insurance pilots, and exclusive B2B tech-enabled policy services for large SME and enterprise clients.