Affordable housing partnerships Village Bank & Trust has demonstrated collaboration with housing development entities and public/private funders to support affordable housing projects, presenting a potential cross-sell opportunity for mortgage origination, construction lending, and specialty financing aligned with community development initiatives.

Community banking footprint With a regional focus across Chicagoland, northwest Indiana, southern Wisconsin, and Florida and a community-oriented profile, there’s potential to expand relationship banking, deposits growth, and local SME lending by leveraging Wintrust and Village Bank & Trust's local market knowledge.

Federally-backed funding access Recent AHP grant collaboration indicates strong ties with housing authorities and refinance of affordable housing projects, suggesting an opportunity to offer grant assistance, affordable housing finance programs, and treasury solutions to municipal partners and developers.

Tech-enabled experience The bank’s tech stack includes digital advertising platforms and enterprise content/tools (Adobe Experience Manager, Drupal, DocuSign, OneTrust), indicating readiness for digital onboarding, secure e-signature workflows, and data-driven marketing partnerships to accelerate client acquisition.

Growth through partnerships As a Wintrust affiliate with a modest revenue size, Village Bank & Trust can be positioned for strategic collaborations in commercial lending, wealth management, and insurance premium financing, leveraging Wintrust’s network to scale services for mid-market clients.