Digital Payments Leadership YES BANK processes a leading share of UPI in India, underscoring a vast merchant and customer network. This strong digital payments footprint creates sales opportunities in merchant acquiring, integrated payment solutions, and data-driven lending for merchants and businesses.

Bancassurance Growth The bank's bancassurance partnership with LIC signals a solid channel to cross-sell life insurance and related products to retail, SME, and corporate customers. Opportunities exist to co-create bundled financial solutions, digital onboarding, and targeted insurance offerings aligned with banking products.

EV Financing Partners Recent MoU with VinFast enables customized financing for EV buyers and dealer networks in India, highlighting a capability to expand vehicle financing and related protections. Sales opportunities include auto loans, extended warranties, insurance, and ecosystem partnerships with EV charging networks and OEMs.

Card BNPL Expansion Recent launches of PaisaSave Credit Card with Paisabazaar and the BharatPe Pay Later through UPI indicate a fast-growing card and BNPL agenda. This opens avenues to co-brand cards, expand digital lending to customers, and offer merchant-friendly credit solutions across shopping, dining and travel segments.

MSME Corporate Growth With a nationwide footprint across Retail, MSME and Corporate segments, YES BANK is positioned to deepen relationships by offering working capital, trade finance, treasury solutions, and scalable digital banking services to mid-market and large enterprise customers. The bank can leverage its technology-driven approach and partnerships to accelerate onboarding, cross-sell financial services, and accelerate revenue growth.