Strategic Partnerships ZaloPay has established key partnerships with significant players like CIMB Bank, Gojek, and Grab, providing opportunities for cross-selling financial services products or integrations with their platforms.

Expanding Product Portfolio The recent launch of a savings deposit product, Gui Tiet Kiem, showcases ZaloPay's commitment to innovation. This expansion presents a chance to upsell existing customers on new financial products.

Tapping into Active User Base With 14 million active users, ZaloPay's sizable customer base presents a ripe market for introducing new services or promoting special offers to drive upselling and increase revenue streams.

Leadership Change Impact The appointment of a new CEO, Pahuja, offers an opportunity to leverage fresh leadership strategies to further penetrate the market, drive sales, and explore new growth avenues under the new leadership.

Tech Integration Potential Utilizing a tech stack including Facebook Pixel and React, ZaloPay is well-equipped to harness user data for targeted marketing campaigns and personalized sales approaches, enhancing customer engagement and conversion rates.