ZEN.COM

Financial ServicesUnited Kingdom501-1000 Employees

ZEN.COM makes money move freely across borders — simple, secure and borderless.

Founded in 2018, ZEN.COM is a global payments platform and mobile app trusted by over 1.2 million people and 10,000 businesses in more than 80 markets. With one account, customers can send, spend, exchange and get paid without hidden fees or wasted time.

For individuals, ZEN.COM means freedom, protection and everyday convenience. One account works across 28 currencies and comes with the ZEN Card for secure payments at home or abroad. Customers benefit from instant cashback through the Reward Zone, where every transaction earns money back, purchase protection with ZEN Care, and extended warranties that keep electronics covered for up to two years. Accounts are easy to top up with a card, cash, auto top-up or local payment methods, so funds are always available. With no ATM charges worldwide within fair use limits, the best exchange rates, and mobile payments via Apple Pay and Google Pay, ZEN.COM makes shopping and travel faster, safer and more transparent.

Transfers are just as flexible. Customers can send and receive money instantly using SEPA and SWIFT, transfer directly to cards, or use ZEN Buddies for quick peer-to-peer payments. Whether paying a friend nearby or sending funds across borders, money arrives exactly when it is needed.

For businesses, ZEN.COM is a partner for growth. Companies can accept payments globally and receive settlements instantly, without hidden fees or delays. Advanced fraud prevention and chargeback reduction protect revenue, while full compliance with regulators in the EU, UK and Asia ensures safety at scale. APIs and plugins make it simple for merchants to connect to ZEN.COM and expand across markets without barriers.

Licensed in the EU, UK and Singapore, ZEN.COM combines global reach with local trust and operates with the highest standards of security and transparency.

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