Acquisition Opportunity Acquired by OneAZ Credit Union for 4B in Oct 2024, expanding asset management footprint and potentially integrating 1st Bank Yuma's local relationships into a larger regional platform. Target outreach to OneAZ stakeholders for cross-sell and consolidation of services.

Asset Growth OneAZ now manages over 4B in assets post-acquisition, indicating a scale-up in wealth management, lending and treasury services. Pursue opportunities to upsell treasury, cash management, and commercial loan products to a larger corporate client base.

Community Footprint 1st Bank Yuma operates locally with a Nogales branch, highlighting strong regional ties. Develop localized digital banking enhancements and small business banking solutions tailored to cross-border and southwestern markets.

Tech Utilization Current tech stack includes Google Analytics, Google Ads, jQuery, and MyWebsite among others, suggesting room for modernizing digital channels, onboarding automation, and CRM integration to improve cross-sell efficiency after integration with OneAZ systems.

Revenue Levers With revenue in the 10–25M range and a modest employee base, target mid-market and small business segments with bundled solutions (payments, lending, digital banking, advisory) to accelerate revenue growth within the combined entity.