Acquisition Synergy Leverage Synchrony's healthcare financing ecosystem to extend patient financing across hospitals, dental, vision, and audiology networks; target Synchrony-inside prospects and healthcare providers seeking integrated financing partners.

Healthcare Partnerships Target clinics and hospital systems that require patient financing for elective procedures; propose a partner program featuring rapid approvals, flexible repayment options, and streamlined provider onboarding.

Regional Footprint With offices in California and Arizona, pursue regional healthcare networks and dental groups in the West and Southwest to build a dense provider roster and faster deployment.

Competitive Differentiation Differentiate by offering healthcare-focused financing with smoother digital experiences and faster decisioning to compete with consumer lenders by aligning with providers' needs for patient-friendly terms.

Tech Enablement Position as a tech-enabled financer with easy API integrations, merchant tools, and data analytics to help providers manage approvals and credit risk more effectively.