LendingClub
Financial ServicesCalifornia, United States501-1000 Employees
Based in San Francisco, California, LendingClub Bank — soon to be known as Happen Bank — operates as a digital bank aimed at the Motivated Middle: consumers with high credit scores, above-average incomes, and strong digital engagement who actively manage their finances. Its product suite is designed to facilitate access to credit and savings tools that support regular saving and timely loan payments. The business relies on a marketplace bank model and a proprietary technology platform to support underwriting and scale value for members, loan investors, and shareholders. It serves a broad, multi-million-member base and emphasizes building a trusted banking relationship by delivering affordable credit and meaningful value at scale. In June 2026, the company announced a rebranding to Happen Bank and a move of its stock listing from the NYSE to Nasdaq, with a new ticker to reflect the transition. The change signals a shift from a digital lending platform toward a full-service digital bank.
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