Horizon Expertise As a Horizon BCBSNJ Master Broker with deep product navigation and compliance knowledge, Altomare Financial Group can offer targeted, Horizon-centric solutions to agents and their clients, creating upsell opportunities for Horizon portfolio enhancements.

Ancillary Growth Strong ancillary division relationships with national carriers present cross-sell potential to existing health clients, enabling packaged offerings that combine health coverage with ancillary lines for employer groups.

Mid-Size Focus Serving individual, small to mid-size accounts positions the firm to partner with brokers and agencies seeking scalable yet personalized guidance, opening doors to agency partnerships and broker referrals in this market segment.

Tech Enablement Adoption of modern tech stack including AWS, analytics, tag management, and reporting tools suggests opportunity to offer data-driven underwriting support, client analytics, and streamlined service experiences to agents and their clients.

Financial Capacity Revenue in the mid-range indicates financial stability for expansion initiatives, onboarding of new carrier partners, and investment in training and market development to capture additional share in Horizon and ancillary distributions.