Local Banking Focus Small, community-focused bank in Jacksonville with a high-touch service model and professionals/locally owned businesses as primary clients, suggesting upsell opportunities in personalized treasury, cash management, and SME financing solutions.

Growth History Historical merger activity with Fidelity Bank and leadership changes in Chief Credit Officer role indicate openness to strategic partnerships and integration projects that could align with scalable SMB banking, credit workflows, and alliance-based products.

Mid-market Revenue Estimated annual revenue in the 10–25 million range with 11–50 employees positions the bank as a potential target for mid-market fintech integrations, digital banking enhancements, and risk/compliance solutions tailored to small to midsize institutions.

Tech Stack Use of NameBright suggests current web and domain infrastructure; opportunity to propose modernization in online banking UX, security, and marketing automation to attract local professional services and business clients.

Leadership & Staffing Dedicated, team-oriented culture and a noted long-tenured Chief Credit Officer exit history imply potential needs for credit risk tools, staff training, and outsourced advisory services to support loan growth and governance.