Allpoint Growth Leverage Cardtronics' Allpoint network to expand surcharge-free ATM access by forming new partnerships with banks and prepaid programs, leveraging the network's footprint of more than 55,000 ATMs across North America and Europe. With current retailer branding success (KeyBank, CVS), there is a proven model to accelerate network expansion and drive ATM usage for financial institutions and retailers alike.

Retail Brand Partnerships Capitalize on proven retailer co-branding and foot traffic benefits demonstrated by KeyBank branding at Kum & Go locations in Colorado and Indiana, and CVS Health expansion to Longs Drugs in Hawaii. Target additional high-traffic retailers and growth regions to increase surcharge-free ATM points, brand visibility, and consumer adoption of Allpoint.

Cross Border Access Position Allpoint as a cross border cash access solution for multinational brands and banks seeking unified surcharge-free access across North America and Europe. Leverage existing network reach to onboard more European retailers and financial institutions, expanding the value proposition for customers who travel or transact across regions.

Tech Enabled Monetization Offer data-driven ATM optimization using Cardtronics' technology stack (SiteCatalyst, SQL Server, Azure, New Relic) to provide partners with analytics on ATM performance, surcharge revenue, and foot traffic. Use insights to justify expansions, select new locations, and tailor pricing or surcharge-free access programs to partner needs.

Strategic Merger Advantage Capitalizing on NCR's acquisition and integration, position Cardtronics as a scaled, technology-enabled ATM and cash access platform within NCR's services ecosystem. This backing supports larger deals with banks and retailers and enables bundled solutions that combine hardware, network access, and enterprise tech offerings.