Carolina Trust Federal Credit Union

Financial ServicesSouth Carolina, United States51-200 Employees

Carolina Trust Federal Credit Union is a member-owned financial services organization based in Myrtle Beach, South Carolina. It traces its origins to 1958 when it was established as Myrtle Beach Air Force Base Federal Credit Union to serve military personnel and civil service employees in a base setting. Over time, regulatory changes enabled expansion of its field of membership, and in 2001 the credit union obtained a community charter that allowed it to serve people who live, work, worship, volunteer, or study in several South Carolina counties; relatives of members and business owners became eligible as well. Today, it serves more than 39,000 members worldwide and operates branches in Myrtle Beach and other South Carolina communities, including Little River, Surfside Beach, Conway, Johnsonville, and Lake City.

It operates within the financial services industry as a cooperative institution focused on serving members rather than external shareholders, with a branch network across multiple South Carolina communities. In 2026 it was recognized in local awards for Best in Banking and Best Mortgage Company, reflecting its standing in the regional market.

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