Community First Credit Union
BankingCalifornia, United States51-200 Employees
Community First Credit Union is a not-for-profit financial cooperative operating in the banking sector, based in Santa Rosa, California. It was founded in 1961 by seven local teachers and expanded its reach in 2017 through a merger with Mendo Lake Credit Union, broadening its service area to five Northern California counties: Lake, Marin, Mendocino, Napa, and Sonoma. Unlike shareholder-owned banks, the organization channels any surplus back to members and the wider community to fund improvements and new services rather than distributing earnings to stockholders. Its customer base consists of local residents and communities within its five-county footprint, with a focus on keeping locally earned dollars in the local economy to support neighbors and local institutions such as police, parks, paramedics, and schools. The credit union holds designations as a Community Development Financial Institution and a Juntos Avanzamos institution, signaling a commitment to serving underserved or local populations. In the competitive banking landscape, it positions itself as a community-focused alternative to large, stockholder-driven banks, emphasizing member wealth and community benefits rather than external investors' interests.
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