Regional Market Presence CommunityOne Bank operates 45 branches across central, southern, and western North Carolina, providing a strong local customer base and opportunities to introduce tailored banking solutions, digital services, and relationship management to regional retail and commercial clients.

Digital Banking Adoption With availability of mobile banking apps for iOS and Android, there is potential to expand digital adoption initiatives, promote online banking enhancements, and offer advanced fintech integrations to improve customer engagement and operational efficiency.

Growth through Acquisition Having recently been acquired by Capital Bank, CommunityOne is likely to experience integration opportunities, cross-selling financial products, and expanding service offerings across its existing network, opening avenues for upselling and bundled financial solutions.

Customer Segments Serving retail customers, small to mid-sized businesses, and commercial clients, the bank presents multiple cross-selling opportunities for treasury management, wealth services, and commercial lending solutions tailored to diverse financial needs.

Financial Opportunity With annual revenue estimated between $100 million and $250 million and a workforce of up to 200 employees, there is potential to develop targeted financial products, small business services, and digital banking solutions to support growth and increase market competitiveness.