SME Banking Focus Cora targets SMEs with a digital account platform and has a large SME client base in Brazil; selling opportunities include cross-selling payments, credit lines, payroll, and expense management, and potential partnerships with ERP and accounting software to deepen adoption.

Security & Compliance ISO/IEC 27001 certification and fintech operations position Cora as a trusted partner for regulated SMEs; use this to target larger PMEs seeking secure onboarding, data protection, and audit-ready processes, possibly in white-label or co-branded offerings.

Tech Stack Edge A modern tech stack including SAS, Apache Airflow, and analytics tooling enables data-driven underwriting, fraud prevention, and onboarding automation; BD opportunities exist to sell analytics, integration services, or AI-based features to optimize SME financial workflows.

Growth & Scale With years in market and a remote-first workforce across Brazil, Cora demonstrates scalability and strong customer reach; target expansion into adjacent services like payments, working capital, and merchant services through partnerships with fintechs or marketplaces.

Ecosystem Partnerships Possible collaborations with software ecosystems such as ERP, CRM, and e-commerce platforms, as well as HR/payroll tools, to embed Cora’s services; highlight the value of a diversified partner network for SMEs and cross-sell opportunities.