Credit Technologies, Inc.

Financial ServicesMichigan, United States11-50 Employees

Credit Technologies, Inc. is a financial services firm based in Wixom, Michigan, serving mortgage lenders and brokers. Its offerings focus on improving lending efficiency by boosting pricing opportunities and reducing underwriting costs, including tools that rescore borrowers and streamline credit decisions. For each file, the company provides a free review by FCRA-certified analysts, and its Score Express rescoring can deliver an average 23.9-point FICO increase within 72 hours without additional documentation.

The portfolio also includes BestQualify, which eliminates credit-report expenses and can generate Realtor referrals and borrower opportunities, as well as SoftQualify, which lowers the cost of prequalification by up to 90 percent while avoiding any impact on a borrower's credit score. Credit Technologies emphasizes collaboration with its clients, stating that it works on every file alongside lenders and offers education programs to help loan originators secure more applications, closings, and referrals. A recent development noted in April 2026 reports a data breach lawsuit investigation involving the company.

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