Embedded Lending Nav's platform combines free SMB credit data with a marketplace, creating an ideal channel for embedded lending with lenders and fintechs seeking SMB loan origination.

SMB Ecosystem Expand into the SMB software ecosystem such as HR, payroll, and accounting platforms to surface Nav's credit health insights during onboarding and payments, driving higher conversions and cross-sell opportunities.

Next Best Option Nav's Next Best Option program helps borrowers denied credit; monetize by partnering with preferred lenders and cross-selling alternative financing to capture more leads and revenue.

Credit Risk Tool Lenders can leverage Nav's personal and business credit reports plus ongoing monitoring to pre-qualify and monitor risk, reducing underwriting friction for SMB loans.

Growth Leadership Leadership expansions, including a CFO, CMO and a new board member, signal scale-ready GTM execution and enable more aggressive enterprise partnerships and sales campaigns.