Independent Growth Dukes-Moore is a long-standing independent agency in Maryland with a growth mindset, presenting an opportunity to broaden carrier relationships and expand product lines across personal and commercial insurance for its SME and individual clients.

Cyber Insurance Fit Their use of KnowBe4 for security awareness signals attention to cyber risk, creating a clear path to offer cyber liability, ransomware and data breach coverage, plus risk management services to existing and prospective clients.

SMB Market Focus With a small team serving Kent County, there are strong opportunities to target small businesses with bundled packages (general liability, property, workers’ comp, commercial auto) and cross-sell with personal lines.

Carrier Diversification As an independent agency, there is potential to add carriers beyond current partners to improve coverage options, pricing, and competitiveness for both commercial and personal clients.

Digital Growth Enablement The existing digital footprint and tech stack indicate room for marketing optimization, CRM integration, and data-driven lead generation to grow the client base in Maryland’s Kent County and surrounding areas.