Insights

Earned Wage Advantage Position EarnIn as a complementary financial wellness tool for employers seeking to enhance payroll experiences, reduce payroll-related late expenses, and boost employee financial stability with earned wage access and no-cost to employee features.

Scaleable Financial Tech Emphasize the platform’s scalable fintech stack and partner-backed credibility (A16Z, Matrix Partners, DST) to prospects looking for a robust, well-funded solution with potential for enterprise-grade integrations and security.

No Cost to Employee Highlight EarnIn’s no-interest, no-credit-check, no mandatory-fee model as a differentiator to attract employers aiming to improve retention and engagement without increasing payroll costs.

Strong Customer Impact Leverage metrics such as billions accessed and high satisfaction to demonstrate measurable outcomes for employers: improved on-time bill payments, budget management, and financial resilience among staff.

Expansion Readiness Target mid-market to enterprise clients across industries with a distributed workforce, emphasizing seamless deployment, compliance (FDIC-insured elements via partners), and cross-platform compatibility to support widespread adoption.

EarnIn Tech Stack

EarnIn uses 8 technology products and services including Rippling, Segment, Claude Code, and more. Explore EarnIn's tech stack below.

  • Rippling
    Applicant Tracking Systems
  • Segment
    Customer Data Platforms
  • Claude Code
    Generative Ai
  • Android Studio
    Integrated Development Environments
  • OpenAI Codex
    Machine Learning
  • LangChain
    Machine Learning
  • Windows Server
    Operating Systems
  • C#
    Programming Languages

Media & News

EarnIn's Email Address Formats

EarnIn uses at least 1 format(s):
EarnIn Email FormatsExamplePercentage
First.Last@earnin.comJohn.Doe@earnin.com
94%
First@earnin.comJohn@earnin.com
5%
First.Middle@earnin.comJohn.Michael@earnin.com
1%

Frequently Asked Questions

What is EarnIn's phone number?

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You can contact EarnIn's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is EarnIn's stock symbol?

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EarnIn is a publicly traded company; the company's stock symbol is KLC.

What is EarnIn's official website and social media links?

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EarnIn's official website is earnin.com and has social profiles on LinkedInCrunchbase.

What is EarnIn's NAICS code?

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EarnIn's NAICS code is 52 - Finance and Insurance.

How many employees does EarnIn have currently?

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As of July 2026, EarnIn has approximately 600 employees across 5 continents, including North AmericaAsiaEurope. Key team members include Chief Technology Officer: R. K.Chief Technology Officer: R. L.Chief Of Staff/ Technical Program Manager: K. Y.. Explore EarnIn's employee directory with LeadIQ.

What industry does EarnIn belong to?

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EarnIn operates in the Financial Services industry.

What technology does EarnIn use?

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EarnIn's tech stack includes RipplingSegmentClaude CodeAndroid StudioOpenAI CodexLangChainWindows ServerC#.

What is EarnIn's email format?

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EarnIn's email format typically follows the pattern of First.Last@earnin.com. Find more EarnIn email formats with LeadIQ.

How much funding has EarnIn raised to date?

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As of July 2026, EarnIn has raised $415M in funding. The last funding round occurred on Sep 10, 2025 for $150M.

When was EarnIn founded?

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EarnIn was founded in 2012.
EarnIn logo

EarnIn

Financial ServicesCalifornia, United States501-1000 Employees

EarnIn is a financial technology company based in Mountain View, California, offering earned wage access through its app. The service enables users to access money as they earn it, rather than waiting for traditional pay cycles, with no interest, credit checks, or mandatory fees. Founded in 2013, it operates within the financial services sector and is not a bank.

Its customer base comprises individuals seeking liquidity to cover expenses, manage budgeting, and pay bills on time, supported by features such as credit monitoring and automated savings. To date, about 3.8 million customers have accessed more than $15 billion in earnings via the app, and it has received hundreds of thousands of five-star reviews. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust (FDIC), with the EarnIn Card issued under a Visa license, and the company has partnerships with A16Z, Matrix Partners, and DST.

Section iconCompany Overview

Phone number
Website
earnin.com
Stock Symbol
KLC
NAICS Code
52 - Finance and Insurance
Founded
2012
Employees
501-1000

Section iconFunding & Financials

  • $415M

    EarnIn has raised a total of $415M of funding over 7 rounds. Their latest funding round was raised on Sep 10, 2025 in the amount of $150Mas a debt_financing.

  • $500M$1B

    EarnIn's revenue is estimated to be in the range of $500M$1B

Section iconFunding & Financials

  • $415M

    EarnIn has raised a total of $415M of funding over 7 rounds. Their latest funding round was raised on Sep 10, 2025 in the amount of $150Mas a debt_financing.

  • $500M$1B

    EarnIn's revenue is estimated to be in the range of $500M$1B

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