Insights

Customer Impact EarnIn’s focus on providing accessible earned wage access and financial tools demonstrates a strong value proposition for individuals seeking financial flexibility. Targeting partnerships with employers and employee benefits platforms could open new avenues for collaboration and drive sales through integrated financial wellness solutions.

Growth Potential With a customer base of over 3.8 million and a proven track record of helping users manage unexpected expenses and pay bills on time, EarnIn presents opportunities to expand its services into broader financial management or credit enhancement products aimed at underserved markets.

Technology Stack Leveraging advanced analytics and user engagement tools like Looker, Braze, and Hadoop suggests a data-driven approach to user retention and upselling. Collaborating with companies that offer complementary tech solutions could enhance EarnIn’s customer experience and increase cross-sell opportunities.

Market Positioning As a fintech company operating within the financial services sector, EarnIn's emphasis on interest-free and fee-free financial access positions it favorably against traditional lenders. Exploring partnerships with employers, payment providers, and financial institutions can facilitate market penetration and increase adoption.

Financial Outlook Given EarnIn’s substantial funding of 376 million dollars and a revenue range of 500 million to 1 billion dollars, there is significant capital to support scaling efforts. Targeting businesses in the gig economy, non-traditional employment sectors, and small to medium enterprises could generate new sales channels and accelerate growth.

EarnIn Tech Stack

EarnIn uses 8 technology products and services including Looker, Ethnio, UKG, and more. Explore EarnIn's tech stack below.

  • Looker
    Analytics
  • Ethnio
    Customer Experience Management
  • UKG
    Human Resource Management System
  • Alpine.js
    Javascript Frameworks
  • Marketo
    Marketing Automation
  • Braze
    Marketing Automation
  • Partytown
    Performance
  • Hadoop
    Programming Languages

Media & News

EarnIn's Email Address Formats

EarnIn uses at least 1 format(s):
EarnIn Email FormatsExamplePercentage
First.Last@earnin.comJohn.Doe@earnin.com
94%
First@earnin.comJohn@earnin.com
5%
First.Middle@earnin.comJohn.Michael@earnin.com
1%

Frequently Asked Questions

What is EarnIn's phone number?

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You can contact EarnIn's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is EarnIn's stock symbol?

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EarnIn is a publicly traded company; the company's stock symbol is KLC.

What is EarnIn's official website and social media links?

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EarnIn's official website is earnin.com and has social profiles on LinkedInCrunchbase.

What is EarnIn's NAICS code?

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EarnIn's NAICS code is 52 - Finance and Insurance.

How many employees does EarnIn have currently?

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As of December 2025, EarnIn has approximately 557 employees across 6 continents, including North AmericaAsiaEurope. Key team members include Chief Technology Officer: R. L.Chief Of Staff/ Technical Program Manager: K. Y.Chief Executive: A. G.. Explore EarnIn's employee directory with LeadIQ.

What industry does EarnIn belong to?

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EarnIn operates in the Financial Services industry.

What technology does EarnIn use?

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EarnIn's tech stack includes LookerEthnioUKGAlpine.jsMarketoBrazePartytownHadoop.

What is EarnIn's email format?

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EarnIn's email format typically follows the pattern of First.Last@earnin.com. Find more EarnIn email formats with LeadIQ.

How much funding has EarnIn raised to date?

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As of December 2025, EarnIn has raised $376M in funding. The last funding round occurred on Dec 24, 2018 for $190M.

When was EarnIn founded?

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EarnIn was founded in 2012.

EarnIn

Financial ServicesCalifornia, United States501-1000 Employees

EarnIn lets you access your money as you earn it — not days or weeks later.

We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms.

EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means:

- 49% can now cover an unexpected expense of $400 since using EarnIn
- 73% can budget more effectively with EarnIn
- 66% have been able to pay bills on time with EarnIn’s help

We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow.

Join us.

EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

Section iconCompany Overview

Phone number
Website
earnin.com
Stock Symbol
KLC
NAICS Code
52 - Finance and Insurance
Founded
2012
Employees
501-1000

Section iconFunding & Financials

  • $376M

    EarnIn has raised a total of $376M of funding over 4 rounds. Their latest funding round was raised on Dec 24, 2018 in the amount of $190Mas a venture funding.

  • $500M$1B

    EarnIn's revenue is estimated to be in the range of $500M$1B

Section iconFunding & Financials

  • $376M

    EarnIn has raised a total of $376M of funding over 4 rounds. Their latest funding round was raised on Dec 24, 2018 in the amount of $190Mas a venture funding.

  • $500M$1B

    EarnIn's revenue is estimated to be in the range of $500M$1B

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