Insights

Earned wage growth Target employers and payroll providers with EarnIn’s earned wage access as a benefit to improve employee financial wellness and reduce turnover, highlighting no interest, no credit checks, and early access to earned wages as a differentiator.

Large user base Leverage the 3.8 million customers and strong adoption signals to pitch scalable financial wellness programs to mid-market to enterprise clients, emphasizing proven impact metrics on bill payments and budgeting.

Financial health data Offer data-informed employee engagement insights to HR and benefits teams by positioning EarnIn’s tools—credit monitoring, automated savings, low-balance protection—as part of a comprehensive financial wellness strategy.

Strategic backing Use the backing of notable investors and partners to approach potential corporate customers and fintech collaborators, framing EarnIn as a stable, growth-ready fintech platform with proven traction.

Tech and security Highlight a modern tech stack and secure account features backed by licensed institutions (Evolve Bank & Trust, FDIC) to reassure risk and compliance teams when pursuing business partnerships and merchant integrations.

Similar companies to EarnIn

EarnIn Tech Stack

EarnIn uses 8 technology products and services including Crazy Egg, GitHub, PostgreSQL, and more. Explore EarnIn's tech stack below.

Media & News

EarnIn's Email Address Formats

EarnIn uses at least 3 email formats:
EarnIn Email FormatsExamplePercentage
First.Last@earnin.comJohn.Doe@earnin.com
93%
First@earnin.comJohn@earnin.com
6%
First.Middle@earnin.comJohn.Michael@earnin.com
1%

Frequently Asked Questions

What is EarnIn's phone number?

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You can contact EarnIn's main corporate office by phone at . For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is EarnIn's stock symbol?

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EarnIn is a publicly traded company; the company's stock symbol is KLC.

What is EarnIn's official website and social media links?

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EarnIn's official website is earnin.com and has social profiles on LinkedIn and Crunchbase.

How much revenue does EarnIn generate?

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As of October 2026, EarnIn's annual revenue is estimated to be $500M - $1B.

What is EarnIn's NAICS code?

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EarnIn's NAICS code is 52 - Finance and Insurance.

How many employees does EarnIn have currently?

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As of October 2026, EarnIn has approximately 596 employees across 5 continents, including North America, Asia and Europe. Key team members include Chief Executive: A. G., Chief Technology Officer: R. K. and Chief Technology Officer: R. L. Explore EarnIn's employee directory with LeadIQ.

What industry does EarnIn belong to?

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EarnIn operates in the Financial Services industry.

What technology does EarnIn use?

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EarnIn's tech stack includes Crazy Egg, GitHub, PostgreSQL, Mailchimp, Claude by Anthropic, ADP, Zapier and Cisco Meraki.

What is EarnIn's email format?

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EarnIn's email format typically follows the pattern of First.Last@earnin.com. Find more EarnIn email formats with LeadIQ.

How much funding has EarnIn raised to date?

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As of October 2026, EarnIn has raised $415M in funding. The last funding round occurred on Sep 10, 2025 for $150M.

When was EarnIn founded?

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EarnIn was founded in 2012.
EarnIn logo

EarnIn

Financial ServicesCalifornia, United States501-1000 Employees

EarnIn is a financial technology company based in Mountain View, California, offering earned wage access through its app. The service enables users to access money as they earn it, rather than waiting for traditional pay cycles, with no interest, credit checks, or mandatory fees. Founded in 2013, it operates within the financial services sector and is not a bank.

Its customer base comprises individuals seeking liquidity to cover expenses, manage budgeting, and pay bills on time, supported by features such as credit monitoring and automated savings. To date, about 3.8 million customers have accessed more than $15 billion in earnings via the app, and it has received hundreds of thousands of five-star reviews. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust (FDIC), with the EarnIn Card issued under a Visa license, and the company has partnerships with A16Z, Matrix Partners, and DST.

Section iconCompany Overview

Phone number
Website
earnin.com
Stock Symbol
KLC
NAICS Code
52 - Finance and Insurance
Founded
2012
Employees
501-1000

Section iconFunding & Financials

  • $415M

    EarnIn has raised a total of $415M of funding over 7 rounds. Their latest funding round was raised on Sep 10, 2025 in the amount of $150M as a Debt Financing.

  • $500M - $1B

    EarnIn's revenue is estimated to be in the range of $500M - $1B

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