First Option Bank

BankingKansas, United States51-200 Employees

First Option Bank is a locally owned community bank based in Osawatomie, Kansas, with origins dating back to 1923 when it opened as First National Bank. It provides a broad suite of financial services, including loans for business, home, and personal needs, as well as investment and trust offerings. The bank operates across multiple Kansas communities—LaCygne, Louisburg, Paola, Spring Hill, Overland Park, Elwood, Horton, and Troy—and also serves Saint Joseph, Missouri. It positions itself within the banking industry as a community-focused institution that prioritizes local involvement and personalized service to foster customer loyalty. The bank is a member of the FDIC and operates as an Equal Housing Lender. In 2023, it expanded its product lineup with the launch of a Low Rate Visa credit card.

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