Insights

Untapped UK Growth GAIN Credit has recently secured a substantial debt funding facility in the UK non-prime market, signaling strong growth capacity and potential to expand lending partnerships and co-branded credit products with local financial services firms.

AI powered value Afforda and the AI-driven lending engine position GAIN Credit to offer personalised loan rates and targeted discounts, presenting cross-sell opportunities with fintechs, insurers, and benefits providers seeking tailored customer offers.

Flexible credit stack A diversified product suite including short-term loans, flexible lines of credit, and multi-year loans creates cross-sell potential to existing customers and B2B partners looking to bundle liquidity solutions with other financial services.

Global footprint Operating entities in the UK, India and the US/Global, with a tech-centric platform, open avenues for channel partnerships, white-label solutions, and referral agreements across multiple regions.

Brand awards Historical recognition as a leading brand in 2018 lends credibility for sales outreach to financial advisors, marketplaces, and employment benefits platforms seeking reputable lending partners for their customers.

GAIN Credit Tech Stack

GAIN Credit uses 8 technology products and services including AWS Lambda, Apache Pig, NetApp, and more. Explore GAIN Credit's tech stack below.

  • AWS Lambda
    Big Data Processing
  • Apache Pig
    Big Data Processing
  • NetApp
    Data Management
  • Font Awesome
    Font Scripts
  • jQuery
    Javascript Libraries
  • Microsoft Office
    Office Suites
  • Microsoft Visual Basic for Applications
    Software Development
  • Apache HTTP Server
    Web Servers

GAIN Credit's Email Address Formats

GAIN Credit uses at least 1 format(s):
GAIN Credit Email FormatsExamplePercentage
First.Last@gaincredit.comJohn.Doe@gaincredit.com
84%
First.L@gaincredit.comJohn.D@gaincredit.com
7%
First.Middle@gaincredit.comJohn.Michael@gaincredit.com
5%
First@gaincredit.comJohn@gaincredit.com
4%

Frequently Asked Questions

What is GAIN Credit's official website and social media links?

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GAIN Credit's official website is gaincredit.com and has social profiles on LinkedInCrunchbase.

How much revenue does GAIN Credit generate?

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As of July 2026, GAIN Credit's annual revenue is estimated to be $25M - $50M.

What is GAIN Credit's NAICS code?

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GAIN Credit's NAICS code is 52 - Finance and Insurance.

How many employees does GAIN Credit have currently?

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As of July 2026, GAIN Credit has approximately 209 employees across 4 continents, including AsiaNorth AmericaEurope. Key team members include Cto: T. M.Chief Technology Officer: R. N.Chief Of Staff: A. M.. Explore GAIN Credit's employee directory with LeadIQ.

What industry does GAIN Credit belong to?

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GAIN Credit operates in the Financial Services industry.

What technology does GAIN Credit use?

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GAIN Credit's tech stack includes AWS LambdaApache PigNetAppFont AwesomejQueryMicrosoft OfficeMicrosoft Visual Basic for ApplicationsApache HTTP Server.

What is GAIN Credit's email format?

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GAIN Credit's email format typically follows the pattern of First.Last@gaincredit.com. Find more GAIN Credit email formats with LeadIQ.

How much funding has GAIN Credit raised to date?

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As of July 2026, GAIN Credit has raised $40M in funding. The last funding round occurred on Jul 29, 2013 for $30M.

When was GAIN Credit founded?

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GAIN Credit was founded in 2003.
GAIN Credit logo

GAIN Credit

Financial ServicesCalifornia, United States201-500 Employees

GAIN Credit is a financial services fintech based in San Diego, California, focused on serving customers who are underserved by traditional banks. It uses technology and data analytics to expand loan options and support more affordable lending. The company offers several products, including Lending Stream for short-term loans, Drafty Flex as a flexible line of credit, and Drafty Loan for personal borrowing over 12 to 24 months.

Its Afforda AI-powered engine helps customers find personalized loan rates and access grants, benefits, and exclusive discounts. The group's footprint spans the United States, the United Kingdom, and India, with entities such as GAIN Credit LLC in the UK and Global Analytics India Private Limited in India.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2003
Employees
201-500

Section iconFunding & Financials

  • $40M

    GAIN Credit has raised a total of $40M of funding over 3 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30Mas a debt_financing.

  • $25M - $50M

    GAIN Credit's revenue is estimated to be in the range of $25M - $50M

Section iconFunding & Financials

  • $40M

    GAIN Credit has raised a total of $40M of funding over 3 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30Mas a debt_financing.

  • $25M - $50M

    GAIN Credit's revenue is estimated to be in the range of $25M - $50M

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