Insights

Growth Financing GAIN Credit has recently secured a significant debt funding facility of up to £100 million in the UK and $127 million in the US, indicating strong growth momentum and potential for expanding lending capacity. This presents an opportunity to offer complementary financial services or partnership solutions to support their scale-up initiatives.

Underserved Market Focus The company's dedication to serving non-prime and middle-market customers through flexible, AI-driven credit products showcases an unmet demand in the credit space. Business development efforts could target collaborations or innovative financial tools that enhance access and affordability for these underserved segments.

Technology-Driven Innovation GAIN Credit leverages advanced analytics, NoSQL databases, and cloud infrastructure like Amazon DynamoDB, showing a commitment to modern, scalable technology stacks. Opportunities exist to provide tailored integration solutions, data analytics services, or tech upgrades to further optimize their lending platform.

Global Expansion Operating across the US, UK, and India through subsidiaries, GAIN Credit demonstrates a strategic international footprint. This opens avenues for regional financial integrations, localized marketing support, or cross-border payment solutions to drive their global growth.

Industry Recognition Award recognition such as the Best Brand at the 2018 Lending Awards enhances their market reputation, suggesting they are a credible partner for co-branded initiatives, promotional campaigns, or innovative product collaborations aimed at expanding their customer base.

GAIN Credit Tech Stack

GAIN Credit uses 8 technology products and services including Qlik, NoSQL, Amazon DynamoDB, and more. Explore GAIN Credit's tech stack below.

  • Qlik
    Business Intelligence
  • NoSQL
    Database
  • Amazon DynamoDB
    Database
  • Font Awesome
    Font Scripts
  • Microsoft
    Miscellaneous
  • CentOS
    Operating Systems
  • Bitbucket
    Source Code Management
  • Nginx
    Web Servers

GAIN Credit's Email Address Formats

GAIN Credit uses at least 1 format(s):
GAIN Credit Email FormatsExamplePercentage
First.Last@gaincredit.comJohn.Doe@gaincredit.com
85%
First.L@gaincredit.comJohn.D@gaincredit.com
6%
First.Middle@gaincredit.comJohn.Michael@gaincredit.com
6%
First@gaincredit.comJohn@gaincredit.com
3%

Frequently Asked Questions

Where is GAIN Credit's headquarters located?

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GAIN Credit's main headquarters is located at 4275 Executive Square, Suite 380. The company has employees across 4 continents, including AsiaEuropeNorth America.

What is GAIN Credit's official website and social media links?

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GAIN Credit's official website is gaincredit.com and has social profiles on LinkedInCrunchbase.

What is GAIN Credit's NAICS code?

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GAIN Credit's NAICS code is 52 - Finance and Insurance.

How many employees does GAIN Credit have currently?

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As of December 2025, GAIN Credit has approximately 212 employees across 4 continents, including AsiaEuropeNorth America. Key team members include Chief Technology Officer: R. N.Chief Architect: J. F.Chief Of Staff: A. M.. Explore GAIN Credit's employee directory with LeadIQ.

What industry does GAIN Credit belong to?

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GAIN Credit operates in the Financial Services industry.

What technology does GAIN Credit use?

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GAIN Credit's tech stack includes QlikNoSQLAmazon DynamoDBFont AwesomeMicrosoftCentOSBitbucketNginx.

What is GAIN Credit's email format?

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GAIN Credit's email format typically follows the pattern of First.Last@gaincredit.com. Find more GAIN Credit email formats with LeadIQ.

How much funding has GAIN Credit raised to date?

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As of December 2025, GAIN Credit has raised $30M in funding. The last funding round occurred on Jul 29, 2013 for $30M.

When was GAIN Credit founded?

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GAIN Credit was founded in 2003.

GAIN Credit

Financial ServicesCalifornia, United States201-500 Employees

GAIN Credit is a market-leading fintech dedicated to improving the financial lives of people underserved by traditional banks and lenders. Our industry-leading technology and analytics enable us to offer more loan options and ensure customers have access to affordable lending solutions.
 
Our Brands

Lending Stream: A flexible and attractive short-term loan offering amounts up to £1,500.

Drafty Flex: An easy-to-use, flexible line of credit up to £3,000.

Drafty Loan: A loan from £1,000 to £3,000 over 12 – 24 months.

Afforda: Our AI-powered engine is designed to empower our customers with tailored financial information. Afforda can help customers find the best-personalised loan rates in the market, access grants and benefits, and secure exclusive discounts and rewards to maximise savings.
 
Our group of companies: 

1. GAIN Credit LLC operating in the United Kingdom 

2. Global Analytics India Private Limited, operating in India 

3. GAIN Credit Inc., GAIN Credit Holdings Inc. and GAIN Credit India Holdings Inc. registered in the United States

Section iconCompany Overview

Headquarters
4275 Executive Square, Suite 380
NAICS Code
52 - Finance and Insurance
Founded
2003
Employees
201-500

Section iconFunding & Financials

  • $30M

    GAIN Credit has raised a total of $30M of funding over 2 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30M.

  • $25M$50M

    GAIN Credit's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $30M

    GAIN Credit has raised a total of $30M of funding over 2 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30M.

  • $25M$50M

    GAIN Credit's revenue is estimated to be in the range of $25M$50M

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