Insights

Growth financing GAIN Credit has recently secured a significant debt funding facility of up to £100 million to support growth in the UK non-prime market, signaling capacity for scaled lending partnerships and portfolio expansion.

Diversified product suite The company offers multiple loan products (short-term loans, flexible lines of credit, and personalized AI-driven rate discovery) through brands like Lending Stream, Drafty Flex, Drafty Loan, and Afforda, presenting cross-sell and bundled lending opportunities.

Strong fintech stack With a tech-forward stack including Apache Kafka, Terraform, Docker, SAP, NetSuite, Informatica, MuleSoft, and Bitbucket, GAIN Credit is well-positioned to integrate with fintech ecosystems, data partners, and borrower portals for seamless sales partnerships.

Global footprint Operating entities in the United Kingdom, United States, and India, GAIN Credit can explore multi-market partnerships, referral channels, and localized product adaptations to grow reach and diversify risk.

Awards and recognition Historical brand accolades such as Best Brand at the Lending Awards and a track record of leadership roles indicate credibility that can facilitate introductions to lenders, financial distributors, and B2B clients seeking trusted fintech providers.

Similar companies to GAIN Credit

GAIN Credit Tech Stack

GAIN Credit uses 8 technology products and services including Apache Kafka, HashiCorp Terraform, Docker, and more. Explore GAIN Credit's tech stack below.

GAIN Credit's Email Address Formats

GAIN Credit uses at least 4 email formats:
GAIN Credit Email FormatsExamplePercentage
First.Last@gaincredit.comJohn.Doe@gaincredit.com
84%
First.L@gaincredit.comJohn.D@gaincredit.com
7%
First.Middle@gaincredit.comJohn.Michael@gaincredit.com
5%
First@gaincredit.comJohn@gaincredit.com
4%

Frequently Asked Questions

What is GAIN Credit's official website and social media links?

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GAIN Credit's official website is gaincredit.com and has social profiles on LinkedIn and Crunchbase.

How much revenue does GAIN Credit generate?

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As of August 2026, GAIN Credit's annual revenue is estimated to be $25M - $50M.

What is GAIN Credit's NAICS code?

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GAIN Credit's NAICS code is 52 - Finance and Insurance.

How many employees does GAIN Credit have currently?

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As of August 2026, GAIN Credit has approximately 210 employees across 4 continents, including Asia, North America and Europe. Key team members include Cto: T. M., Chief Technology Officer: R. N. and Chief Of Staff: A. M. Explore GAIN Credit's employee directory with LeadIQ.

What industry does GAIN Credit belong to?

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GAIN Credit operates in the Financial Services industry.

What technology does GAIN Credit use?

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GAIN Credit's tech stack includes Apache Kafka, HashiCorp Terraform, Docker, SAP, NetSuite, Informatica, MuleSoft and Bitbucket.

What is GAIN Credit's email format?

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GAIN Credit's email format typically follows the pattern of First.Last@gaincredit.com. Find more GAIN Credit email formats with LeadIQ.

How much funding has GAIN Credit raised to date?

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As of August 2026, GAIN Credit has raised $40M in funding. The last funding round occurred on Jul 29, 2013 for $30M.

When was GAIN Credit founded?

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GAIN Credit was founded in 2003.
GAIN Credit logo

GAIN Credit

Financial ServicesCalifornia, United States201-500 Employees

GAIN Credit is a financial services fintech based in San Diego, California, focused on serving customers who are underserved by traditional banks. It uses technology and data analytics to expand loan options and support more affordable lending. The company offers several products, including Lending Stream for short-term loans, Drafty Flex as a flexible line of credit, and Drafty Loan for personal borrowing over 12 to 24 months.

Its Afforda AI-powered engine helps customers find personalized loan rates and access grants, benefits, and exclusive discounts. The group's footprint spans the United States, the United Kingdom, and India, with entities such as GAIN Credit LLC in the UK and Global Analytics India Private Limited in India.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2003
Employees
201-500

Section iconFunding & Financials

  • $40M

    GAIN Credit has raised a total of $40M of funding over 3 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30M as a Debt Financing.

  • $25M - $50M

    GAIN Credit's revenue is estimated to be in the range of $25M - $50M

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