Insights

Expanding Market Presence GAIN Credit has secured significant debt funding, including a recent £100 million facility in the UK and a $127 million debt funding in the US, indicating aggressive growth plans and a focus on expanding its non-prime lending market in the UK. This suggests opportunities to offer tailored financial products that support their geographic and segment expansion strategies.

Innovative Technology Platform The company's reliance on advanced analytics, AI-driven tools like Afforda, and a robust tech stack including NoSQL, Amazon DynamoDB, and Nginx demonstrate a commitment to leveraging cutting-edge technology to enhance user experience and operational efficiency. This positions GAIN Credit as a potential partner for tech integrations or joint ventures aimed at fintech innovation.

Customer-Centric Offerings With diverse product lines such as short-term loans and flexible lines of credit designed to serve underserved markets, GAIN Credit focuses on flexible, personalized lending solutions. This creates sales opportunities to provide complementary services, financial education, or products that further improve customer financial health.

Strategic Growth and Recognition Receiving industry awards like the Best Brand at the 2018 Lending Awards and being recognized as a top employer demonstrates strong brand positioning and industry credibility. These factors can facilitate introductions to key decision-makers and open doors for strategic partnerships or B2B sales.

Market segment focus Targeting the non-prime and middle-market customer segments with flexible credit solutions indicates potential for offering advanced credit scoring tools, alternative data integration, or credit monitoring services that can enhance GAIN Credit’s offerings and scale their customer reach.

GAIN Credit Tech Stack

GAIN Credit uses 8 technology products and services including Qlik, NoSQL, Amazon DynamoDB, and more. Explore GAIN Credit's tech stack below.

  • Qlik
    Business Intelligence
  • NoSQL
    Database
  • Amazon DynamoDB
    Database
  • Font Awesome
    Font Scripts
  • Microsoft
    Miscellaneous
  • CentOS
    Operating Systems
  • Bitbucket
    Source Code Management
  • Nginx
    Web Servers

GAIN Credit's Email Address Formats

GAIN Credit uses at least 1 format(s):
GAIN Credit Email FormatsExamplePercentage
First.Last@gaincredit.comJohn.Doe@gaincredit.com
84%
First.L@gaincredit.comJohn.D@gaincredit.com
8%
First.Middle@gaincredit.comJohn.Michael@gaincredit.com
5%
First@gaincredit.comJohn@gaincredit.com
3%

Frequently Asked Questions

Where is GAIN Credit's headquarters located?

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GAIN Credit's main headquarters is located at 4275 Executive Square Suite 380 San Diego, California United States. The company has employees across 4 continents, including AsiaEuropeNorth America.

What is GAIN Credit's official website and social media links?

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GAIN Credit's official website is gaincredit.com and has social profiles on LinkedInCrunchbase.

What is GAIN Credit's NAICS code?

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GAIN Credit's NAICS code is 52 - Finance and Insurance.

How many employees does GAIN Credit have currently?

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As of March 2026, GAIN Credit has approximately 207 employees across 4 continents, including AsiaEuropeNorth America. Key team members include Chief Technology Officer: R. N.Chief Architect: J. F.Chief Of Staff: A. M.. Explore GAIN Credit's employee directory with LeadIQ.

What industry does GAIN Credit belong to?

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GAIN Credit operates in the Financial Services industry.

What technology does GAIN Credit use?

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GAIN Credit's tech stack includes QlikNoSQLAmazon DynamoDBFont AwesomeMicrosoftCentOSBitbucketNginx.

What is GAIN Credit's email format?

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GAIN Credit's email format typically follows the pattern of First.Last@gaincredit.com. Find more GAIN Credit email formats with LeadIQ.

How much funding has GAIN Credit raised to date?

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As of March 2026, GAIN Credit has raised $30M in funding. The last funding round occurred on Jul 29, 2013 for $30M.

When was GAIN Credit founded?

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GAIN Credit was founded in 2003.

GAIN Credit

Financial ServicesCalifornia, United States201-500 Employees

GAIN Credit is a market-leading fintech dedicated to improving the financial lives of people underserved by traditional banks and lenders. Our industry-leading technology and analytics enable us to offer more loan options and ensure customers have access to affordable lending solutions.
 
Our Brands

Lending Stream: A flexible and attractive short-term loan offering amounts up to £1,500.

Drafty Flex: An easy-to-use, flexible line of credit up to £3,000.

Drafty Loan: A loan from £1,000 to £3,000 over 12 – 24 months.

Afforda: Our AI-powered engine is designed to empower our customers with tailored financial information. Afforda can help customers find the best-personalised loan rates in the market, access grants and benefits, and secure exclusive discounts and rewards to maximise savings.
 
Our group of companies: 

1. GAIN Credit LLC operating in the United Kingdom 

2. Global Analytics India Private Limited, operating in India 

3. GAIN Credit Inc., GAIN Credit Holdings Inc. and GAIN Credit India Holdings Inc. registered in the United States

Section iconCompany Overview

Headquarters
4275 Executive Square Suite 380 San Diego, California United States
NAICS Code
52 - Finance and Insurance
Founded
2003
Employees
201-500

Section iconFunding & Financials

  • $30M

    GAIN Credit has raised a total of $30M of funding over 2 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30M.

  • $25M$50M

    GAIN Credit's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $30M

    GAIN Credit has raised a total of $30M of funding over 2 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30M.

  • $25M$50M

    GAIN Credit's revenue is estimated to be in the range of $25M$50M

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