Insights

Underserved Market Growth GAIN Credit specializes in serving the non-prime market with flexible lending solutions, indicating a significant opportunity to expand within the underbanked demographic seeking affordable credit options.

Strong Funding Position With recent debt funding of up to £100 million and revenues between $25M and $50M, GAIN Credit is positioned for aggressive growth, offering prospects for partnership and joint ventures to scale innovative financial solutions.

International Expansion Operating across the US, UK, and India, GAIN Credit's global presence offers potential cross-market sales opportunities, especially in regions with high demand for alternative lending platforms.

Advanced Technology Stack Utilizing advanced analytics, NoSQL databases, and AI-driven tools like Afforda, GAIN Credit demonstrates a tech-forward approach, presenting sales prospects for financial technology integrations and data analytics partnerships.

Recognition & Market Credibility Awards such as Best Brand at the 2018 Lending Awards and industry recognition enhance GAIN Credit's credibility, creating opportunities to collaborate on branding, marketing initiatives, and co-branded financial products.

GAIN Credit Tech Stack

GAIN Credit uses 8 technology products and services including Qlik, NoSQL, Amazon DynamoDB, and more. Explore GAIN Credit's tech stack below.

  • Qlik
    Business Intelligence
  • NoSQL
    Database
  • Amazon DynamoDB
    Database
  • Font Awesome
    Font Scripts
  • Microsoft
    Miscellaneous
  • CentOS
    Operating Systems
  • Bitbucket
    Source Code Management
  • Nginx
    Web Servers

GAIN Credit's Email Address Formats

GAIN Credit uses at least 1 format(s):
GAIN Credit Email FormatsExamplePercentage
First.Last@gaincredit.comJohn.Doe@gaincredit.com
84%
First.L@gaincredit.comJohn.D@gaincredit.com
8%
First.Middle@gaincredit.comJohn.Michael@gaincredit.com
5%
First@gaincredit.comJohn@gaincredit.com
3%

Frequently Asked Questions

Where is GAIN Credit's headquarters located?

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GAIN Credit's main headquarters is located at 4275 Executive Square Suite 380 San Diego, California United States. The company has employees across 4 continents, including AsiaEuropeNorth America.

What is GAIN Credit's official website and social media links?

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GAIN Credit's official website is gaincredit.com and has social profiles on LinkedInCrunchbase.

What is GAIN Credit's NAICS code?

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GAIN Credit's NAICS code is 52 - Finance and Insurance.

How many employees does GAIN Credit have currently?

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As of April 2026, GAIN Credit has approximately 206 employees across 4 continents, including AsiaEuropeNorth America. Key team members include Chief Technology Officer: R. N.Chief Architect: J. F.Chief Of Staff: A. M.. Explore GAIN Credit's employee directory with LeadIQ.

What industry does GAIN Credit belong to?

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GAIN Credit operates in the Financial Services industry.

What technology does GAIN Credit use?

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GAIN Credit's tech stack includes QlikNoSQLAmazon DynamoDBFont AwesomeMicrosoftCentOSBitbucketNginx.

What is GAIN Credit's email format?

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GAIN Credit's email format typically follows the pattern of First.Last@gaincredit.com. Find more GAIN Credit email formats with LeadIQ.

How much funding has GAIN Credit raised to date?

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As of April 2026, GAIN Credit has raised $30M in funding. The last funding round occurred on Jul 29, 2013 for $30M.

When was GAIN Credit founded?

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GAIN Credit was founded in 2003.

GAIN Credit

Financial ServicesCalifornia, United States201-500 Employees

GAIN Credit is a market-leading fintech dedicated to improving the financial lives of people underserved by traditional banks and lenders. Our industry-leading technology and analytics enable us to offer more loan options and ensure customers have access to affordable lending solutions.
 
Our Brands

Lending Stream: A flexible and attractive short-term loan offering amounts up to £1,500.

Drafty Flex: An easy-to-use, flexible line of credit up to £3,000.

Drafty Loan: A loan from £1,000 to £3,000 over 12 – 24 months.

Afforda: Our AI-powered engine is designed to empower our customers with tailored financial information. Afforda can help customers find the best-personalised loan rates in the market, access grants and benefits, and secure exclusive discounts and rewards to maximise savings.
 
Our group of companies: 

1. GAIN Credit LLC operating in the United Kingdom 

2. Global Analytics India Private Limited, operating in India 

3. GAIN Credit Inc., GAIN Credit Holdings Inc. and GAIN Credit India Holdings Inc. registered in the United States

Section iconCompany Overview

Headquarters
4275 Executive Square Suite 380 San Diego, California United States
NAICS Code
52 - Finance and Insurance
Founded
2003
Employees
201-500

Section iconFunding & Financials

  • $30M

    GAIN Credit has raised a total of $30M of funding over 2 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30M.

  • $25M$50M

    GAIN Credit's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $30M

    GAIN Credit has raised a total of $30M of funding over 2 rounds. Their latest funding round was raised on Jul 29, 2013 in the amount of $30M.

  • $25M$50M

    GAIN Credit's revenue is estimated to be in the range of $25M$50M

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