General Mortgage Capital Corporation

Financial ServicesCalifornia, United States201-500 Employees

GMCC operates as a direct lender and mortgage banker/broker, headquartered in Burlingame, California, and licensed to operate across 49 states. It provides a wide range of mortgage programs, from agency direct sellers to prime jumbo and non-QM loans, along with community lending options such as grants up to $10,000 (not funded by government) and specialty products for primary residences, foreign nationals, new immigrants, and rental properties. The company supports buyers and refinancers through qualification, application, and approval processes, striving to tailor the loan to each borrower's needs, while maintaining in-house delegated underwriting and funding up to $10 million. GMCC has a nationwide footprint with hundreds of licensed loan officers and more than 30 branches in 49 states, and it uses AI tools to support various aspects of its mortgage operations to speed delivery. It notes that programs and rates can change and require underwriting approval, with some offerings limited by income thresholds, census tract, or geographic availability.

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