Growing Cross-Border Reach Instarem's established presence across numerous international markets including Singapore, Australia, Europe, and North America positions it well to attract businesses seeking reliable cross-border payment solutions, creating opportunities for partnership and expansion into new regions.

Focus on SME Financing The recent partnership with Choco Up to embed non-dilutive financing directly within the platform indicates a strategic shift towards providing comprehensive financial services for small and medium-sized enterprises, offering potential sales avenues through integrated growth capital offerings.

Security Enhancement Needs A significant security breach reported in May 2025 highlights a need for enhanced cybersecurity solutions and trust-building services, presenting a chance to offer advanced data protection products or consulting services to maintain customer confidence.

Tech-Driven Payment Features Recent launches of promotional rewards such as the Amaze Card and support for popular payment apps like Apple Pay demonstrate Instarem’s emphasis on innovative, customer-centric payment features, creating opportunities to collaborate on future technology integrations or loyalty program enhancements.

Targeting Digital Commerce With initiatives like top online shopping site lists in Malaysia and reward doubling offers, there is a clear focus on online consumers and e-commerce merchants, making this an ideal avenue for financial service providers to offer tailored digital payment and rewards solutions for online retail growth.