Credit Repair Alignment Target borrowers with less than perfect credit who are seeking vehicle financing in Georgia, emphasizing credit rebuilding through the financing provided by JBS Finance to create repeatable finance-friendly outcomes.

Used Vehicle Network Leverage JBS Finance's access to a network of independent and franchise dealers across Georgia to identify partnerships, co-marketing opportunities, and preferred financing arrangements that can expand dealer seats and improve approval rates.

Small Team Targeting With a lean team, pursue high-efficiency outreach strategies such as partnerships with local credit unions, community banks, and auto groups to scale customer acquisition without a large sales force.

Digital Footprint Explore technology-enabled lending enhancements and digital marketing collaborations leveraging Afternic presence or similar channels to boost inbound inquiries and streamline application flow for credit-impaired borrowers.

Competitive Positioning Differentiate through credit-building financing options and fast pre-owned vehicle access, identifying adjacent GTM opportunities with peers in the subprime auto finance space to capture a larger market share in Georgia.