Payoff
Financial ServicesCalifornia, United States11-50 Employees
Payoff, Inc. operates within the financial services industry with a focus on financial wellness. The company combines science, psychology, and technology to help members improve how they relate to money and achieve better long-term financial health. Its core offering is a loan intended to refinance credit card debt, backed by dedicated Member Advocates and access to ongoing education, with psychometric research informing behavior-change strategies. Based in Costa Mesa, California, Payoff serves consumers seeking relief from high-interest debt and a more stable financial footing. In addition to the loan, the company provides ongoing coaching and educational resources to its members. It has entered partnerships with financial institutions to expand access to its debt-refinancing solution, including collaborations with Alliant Credit Union and College Ave Student Loans.