Insights

Market Leadership KIR S.A. holds a central position in Poland's banking infrastructure, managing essential interbank settlement systems such as Elixir, Euro Elixir, and Express Elixir. This leadership role indicates high demand for reliable, secure, and scalable payment solutions among Polish financial institutions, presenting opportunities for expanding service offerings or enhancing existing payment processing capabilities.

Digital Payment Expansion KIR actively develops systems supporting cashless transactions, including Paybynet and Invoobill, which suggests a drive toward digitalization within the Polish banking sector. Sales efforts can target banks and fintechs looking to modernize their payment and billing processes or integrate new electronic payment solutions to meet evolving customer expectations.

International Connectivity As a SWIFT Service Bureau facilitating global financial transactions, KIR is positioned to foster partnerships with companies offering cross-border payment platforms, currency exchange services, or international compliance solutions, creating opportunities for technology integrations or value-added international transaction services.

Security and Compliance Focus KIR’s deployment of advanced security measures and legal services like the Ognivo system and account seizure solutions highlights a commitment to security and regulatory compliance. Vendors providing cybersecurity solutions, fraud prevention, or compliance software can find opportunities to support KIR’s initiatives or extend offerings to its client banks.

Technological Modernization Using modern infrastructure such as Microsoft Azure, Nginx, and security protocols like HSTS and X-Content-Type-Options, KIR demonstrates a focus on technology modernization. This environment opens doors for cloud service providers, system integrators, or developers of scalable financial technologies to collaborate on digital transformation projects within the Polish banking infrastructure.

KIR S.A. Tech Stack

KIR S.A. uses 8 technology products and services including jQuery, Glide.js, Microsoft Azure, and more. Explore KIR S.A.'s tech stack below.

  • jQuery
    Javascript Libraries
  • Glide.js
    Javascript Libraries
  • Microsoft Azure
    Platform As A Service
  • X-XSS-Protection
    Security
  • HSTS
    Security
  • X-Content-Type-Options
    Web & Portal Technology
  • Google Analytics
    Web Analytics
  • Nginx
    Web Servers

KIR S.A.'s Email Address Formats

KIR S.A. uses at least 1 format(s):
KIR S.A. Email FormatsExamplePercentage
First.Last@kir.plJohn.Doe@kir.pl
89%
Last@kir.plDoe@kir.pl
8%
First@kir.plJohn@kir.pl
1%
FLast@kir.plJDoe@kir.pl
2%

Frequently Asked Questions

What is KIR S.A.'s official website and social media links?

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KIR S.A.'s official website is kir.pl and has social profiles on LinkedIn.

What is KIR S.A.'s SIC code NAICS code?

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KIR S.A.'s SIC code is 6029 - Commercial Banks, Not Elsewhere Classified NAICS code is 52 - Finance and Insurance.

How many employees does KIR S.A. have currently?

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As of January 2026, KIR S.A. has approximately 250 employees across 5 continents, including EuropeNorth AmericaSouth America. Key team members include Ceo: G. K.Cso: K. S.Wiceprezes Zarządu, Cto: R. T.. Explore KIR S.A.'s employee directory with LeadIQ.

What industry does KIR S.A. belong to?

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KIR S.A. operates in the Financial Services industry.

What technology does KIR S.A. use?

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KIR S.A.'s tech stack includes jQueryGlide.jsMicrosoft AzureX-XSS-ProtectionHSTSX-Content-Type-OptionsGoogle AnalyticsNginx.

What is KIR S.A.'s email format?

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KIR S.A.'s email format typically follows the pattern of First.Last@kir.pl. Find more KIR S.A. email formats with LeadIQ.

When was KIR S.A. founded?

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KIR S.A. was founded in 1991.

KIR S.A.

Financial ServicesGreater Poland, Poland201-500 Employees

KIR is a key institution in the Polish banking sector infrastructure, operating under art. 67 of the Act on Banking Law. It’s responsible for the smooth operation of interbank settlements and the reliable electronic information exchange in this area. KIR executes settlement services via system Elixir – for transfers in zloty, via Euro Elixir – for transfers in euro, and Express Elixir – for immediate payments.

As the SWIFT Service Bureau, KIR provides access to the global SWIFTNet network, enabling the conduct of international financial operations.

KIR operates the Ognivo system, which enables the electronic exchange of information related to interbank clearings between banks and entitled institutions cooperating with the banking sector. In 2016 in the Ognivo system were initiated new services: Centralized information on accounts and the ICT system for handling seizures of receivables on bank accounts. First provides access to information on accounts of deceased persons, “forgotten” accounts of natural persons and accounts of persons indicated by courts, bailiffs, the police and other authorized bodies. Second enables the exchange of documents related to the seizure of a receivable on a bank account – e.g between an administrative enforcement authority or a court bailiff and a bank.

KIR’s offer includes solutions aimed at supporting the development of cashless payments in Poland, such as Szafir electronic signature, Paybynet – a system for direct and guaranteed online transfers, and Invoobill – an electronic bill presentment and payment service (EBPP) available in on-line banking.

Inkart, the latest of KIR’s services, is a system designed for clearing and settlement of domestic card transactions, made with the use of cards issued in Poland at POS terminals, ATMs and other devices located in Poland. It provides authorization, clearing and settlement services to card issuers and acquirers operating in Poland.

www.kir.pl

Section iconCompany Overview

Website
kir.pl
SIC Code
6029 - Commercial Banks, Not Elsewhere Classified
NAICS Code
52 - Finance and Insurance
Founded
1991
Employees
201-500

Section iconFunding & Financials

  • $25M$50M

    KIR S.A.'s revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $25M$50M

    KIR S.A.'s revenue is estimated to be in the range of $25M$50M

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