KIR S.A.

Financial ServicesGreater Poland, Poland201-500 Employees

KIR S.A. is a Polish financial services provider that operates as a key component of the national banking sector’s infrastructure. Based in Warsaw, it oversees interbank settlements and electronic information exchange to support smooth payments and settlement processes, including zloty and euro transfers, as well as immediate payments through its Elixir, Euro Elixir, and Express Elixir systems. The organization also serves as a SWIFT Service Bureau, enabling access to the global SWIFTNet network for international financial operations and runs the Ognivo platform to facilitate electronic exchange of interbank clearing information between banks and related institutions. Its portfolio includes cashless payments support solutions such as electronic signature, online transfer systems, and electronic bill presentment and payment services, alongside a domestic card transaction clearing and settlement system for card issuers and acquirers operating in Poland. KIR serves banks, financial institutions, and other entities involved in the Polish payment ecosystem, addressing needs around settlement reliability, information exchange, and efficient domestic and international payment processing. The company operates within the financial services industry and has a presence in Poland with operations spanning multiple settlement and information systems established to support Poland’s cashless payments development.

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