Open Finance Leader klavi positions itself as the world’s first Open Finance and payments bureau regulated by the central bank, indicating a strong compliance framework and potential for enterprise clients seeking regulated data access, risk scoring, and payment initiation capabilities.

B2B Growth Engine With a transition from consumer finance app to B2B since 2021, klavi offers institution-facing services like income models, credit scoring, identity validation, anti-fraud, risk variables, credit recovery tools, and payment initiation that can be upsold to banks, telecoms, mobility firms, and fintechs.

Rich Data Capabilities Having processed over 10 billion transactions and offering more than 400 proprietary variables positions klavi as a data-rich partner for risk assessment, fraud prevention, customer profiling, and market intelligence for financial institutions and large consumer brands.

Enterprise Traction Current clients span banks, financial institutions, telecoms, mobility, and fintech apps; combined with regulatory backing and scalable data intelligence, there is opportunity to expand within these sectors through cross-sell of identity, fraud, and payment solutions.

Tech & Security Focus Adoption of modern tooling (Python, Jira/Atlassian, Tableau) and emphasis on secure data handling amid recent news highlights potential for selling security and compliance enhancements, as well as dashboards and analytics to monitor risk, performance, and fraud trends for enterprise buyers.