Niche Taxi Focus Leverage the specialized taxi and livery focus to source fleet accounts such as taxis, airport shuttles, limos, and buses, using established taxi-program relationships with CNA, Essex, and Ullico to accelerate new policy wins and cross-sell into trucking and auto carrier lines.

Taxi Program Leverage Maximize existing connections with taxi programs and primary markets (Scottsdale, Empire/Zurich, Northland, ProCentury) to expand fleet acquisitions and broaden coverage options for current clients in related segments.

Digital Scaling The lean team combined with solid revenue signals potential for scalable growth through automation, streamlined underwriting, and targeted digital marketing to capture more taxi fleets and trucking carriers without proportional headcount.

Cross Sell Opportunities There is a clear path to cross-sell across fleet types by offering bundled policies (auto, liability, cargo, and workers’ comp) to taxi and trucking operators, increasing account value and stickiness.

Differentiated Specialist Position Laguna Pacific as a niche insurance specialist with deep taxi/livery risk expertise and carrier program knowledge to become the preferred partner for fleet owners seeking tailored coverage and responsive service.