Large ticket growth Leanpay focuses on larger purchases up to 12,000 EUR with a platform that delivers four times larger average baskets than competitors, presenting a strong cross-sell and upsell opportunity for merchants selling high-value items.

Merchant network expansion With 800+ merchant partners and ongoing expansion into Romania and Hungary, there is a ready-made pathway to onboard new retailers across geographies, enabling rapid scale for B2B partnerships.

Transparent financing Fixed monthly repayment plans and emphasis on transparency reduce over-indebtedness, which can be leveraged in sales pitches to merchants seeking responsible lending and improved conversion on checkout.

Data-enabled growth Recent investments in centralized data platforms and AI-powered capabilities (Gemini-enabled AI) create opportunities to offer merchants enhanced analytics, personalized offers, and improved customer segmentation.

Awards and credibility Industry recognition such as the Future of Finance Award boosts credibility with potential partners and customers, which can be used to accelerate discussions with risk-averse merchants and financial stakeholders.