Narragansett Bay Insurance Company
InsuranceRhode Island, United States51-200 Employees
NBIC is a specialty underwriter focused on homeowners insurance, operating across the Northeast. It offers coverage through independent agents and is based in Johnston, Rhode Island, with current availability in CT, DE, MA, MD, NJ, NY, RI, and VA and plans to expand to additional states. For new policies, NBIC provides an in-home ShelterPride Appraisal to confirm replacement-cost coverage, identify safety risks, and ensure eligible credits. The company relies on underwriting analytics and technology to deliver its services for both coastal and inland properties. In 2020 NBIC launched the Explore The Bay program, a community education initiative.