Oconee Federal Savings and Loan
BankingSouth Carolina, United States11-50 Employees
Oconee Federal Savings and Loan Association is a federally chartered savings and loan association in the banking industry, headquartered at 201 North Second Street in Seneca, South Carolina. The organization traces its origins to 1924 when chartered by the State of South Carolina as the Seneca Building and Loan Association; it was renamed in 1958 to Oconee Savings and Loan Association and converted to a federal charter in 1991 under the current name. Oconee Federal Financial Corp. was incorporated in January 2011 as a federally chartered mid-tier stock holding company for the savings and loan association in connection with a mutual-to-stock conversion. The core business involves attracting retail deposits from the general public in its market area and investing those deposits, plus operating funds, in one- to four-family residential mortgage loans, with a smaller emphasis on non-residential mortgages, construction and land loans, and other loans. The organization operates from its main office, an executive office annex, and eight branch locations across South Carolina and Georgia, and it has between 11 and 50 employees. In July 2023, press reports indicated a merger involving Mutual Savings Bank with Oconee Financial Corporation, with Oconee Federal as the surviving entity.
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