Openpay

Financial ServicesVictoria, Australia11-50 Employees

Openpay operates in the financial services sector as a payments fintech based in Melbourne, Australia. It provides financing and payment solutions designed to facilitate paying for purchases and receiving payments for merchants. The company offers an omnichannel financing platform that extends beyond traditional buy now, pay later by enabling transactions up to 20,000 Australian dollars with repayment terms up to 24 months, across sectors that are often underserved by standard BNPL models, including automotive, healthcare, home improvement, memberships, education, and retail.

The products are designed for both consumers seeking flexible credit and merchants seeking end-to-end trade account management, with transparent terms and quick credit decisions and customizable consumer payment plans alongside a business-to-business payments offering. The business positions itself within the payments fintech niche of the financial services industry, aiming to bridge consumer and merchant needs through flexible financing and payment arrangements. It is headquartered in Melbourne, Victoria.

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