Pacific Island Financial, LLC

Financial ServicesHawaii, United States0-1 Employees

Pacific Island Financial, LLC is a financial services firm based in Koloa, Hawaii, focused on providing funding solutions that support business growth. The company offers commercial equipment financing, working capital loans, and retail merchant cash advances. It is co-owned by Randy Kozerski and BSB Leasing, Inc., the latter having facilitated equipment acquisitions for commercial customers nationwide since 1981.

Its equipment financing program emphasizes a streamlined one-page application, with financing available up to $200,000 without financial statements and up to $1 million with statements, plus startup funding up to $75,000 and options for new or used equipment, with accommodation for less-than-perfect credit. Additionally, working capital loans use a similar one-page process for up to $250,000 for any business purpose, with rapid approval and funding timelines and no requirement for perfect credit. The firm serves a diverse set of industries, including construction, restaurants and food service, health care, tourism, agriculture, retail, technology, business vehicles, and specialty equipment.

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