Insights

Growing Market Presence PayRay Bank has expanded its operations to Latvia, indicating a strategic focus on Northern European markets, presenting opportunities for cross-border financial services and partnership development.

SME Focus With a specialization in flexible financing solutions for small and medium-sized enterprises, there is potential to introduce tailored financial products and expand their client base within the SME sector.

Digital Banking Innovation PayRay's mission to simplify digital banking experiences suggests openness to technology-driven financial solutions, creating opportunities for advanced fintech integrations and value-added services.

Tech Stack Compatibility Utilizing modern technologies such as Google Cloud and PHP, PayRay is positioned to benefit from scalable and secure fintech solutions, enabling collaborations in cloud-based financial management tools.

Financial Growth Potential With revenue estimates between one and ten million dollars, PayRay presents a viable target for investment, technology partnerships, or service offerings aimed at mid-tier financial institutions seeking growth.

PayRay Bank Tech Stack

PayRay Bank uses 8 technology products and services including MySQL, Microsoft 365, Google Cloud, and more. Explore PayRay Bank's tech stack below.

MySQL

Database

Microsoft 365

Google Cloud

Infrastructure As A Service

Netlify

Platform As A Service

PHP

Programming Languages

X-XSS-Protection

Security

HSTS

Security

Nginx

Web Servers

PayRay Bank Email Formats	Example	Percentage
First.Last@payray.bank	John.Doe@payray.bank	100%

PayRay Bank Email Formats

Example

Percentage

First.Last@payray.bank

John.Doe@payray.bank

100%

Frequently Asked Questions

Where is PayRay Bank's headquarters located?

PayRay Bank's main headquarters is located at 25 11a Lvovo Gatve Vilnius, Vilniaus Apskritis 09320 Lithuania. The company has employees across 1 continents, including Europe.

What is PayRay Bank's official website and social media links?

PayRay Bank's official website is payray.bank and has social profiles on LinkedIn.

What is PayRay Bank's NAICS code?

PayRay Bank's NAICS code is 52211 - Commercial Banking.

How many employees does PayRay Bank have currently?

As of April 2026, PayRay Bank has approximately 39 employees across 1 continents, including Europe. Key team members include Chief Executive Officer: R. L. F.Chief Information Technology Officer: G. B.Chief Financial Officer: S. S.. Explore PayRay Bank's employee directory with LeadIQ.

What industry does PayRay Bank belong to?

PayRay Bank operates in the Banking industry.

What technology does PayRay Bank use?

PayRay Bank's tech stack includes MySQLMicrosoft 365Google CloudNetlifyPHPX-XSS-ProtectionHSTSNginx.

What is PayRay Bank's email format?

PayRay Bank's email format typically follows the pattern of First.Last@payray.bank. Find more PayRay Bank email formats with LeadIQ.

When was PayRay Bank founded?

PayRay Bank was founded in 2018.

PayRay Bank

Q: What is PayRay Bank's official website and social media links?

PayRay Bank's official website is payray.bank. PayRay Bank has social profiles on LinkedIn.

Q: How many employees does PayRay Bank have currently?

PayRay Bank has approximately 39 employees.

Q: What technology does PayRay Bank use?

PayRay Bank's tech stack includes Apache, X-XSS-Protection, Apache HTTP Server, Netlify, Google Cloud.

Q: What is PayRay Bank's NAICS code?

PayRay Bank's NAICS code is 52211 (Commercial Banking).

BankingVilniaus Apskritis, Lithuania11-50 Employees

“PayRay” bank is a niche SME business lender located in Vilnius, Lithuania. Our fast and flexible financing services comprise of Factoring, Business Loans and Leasing.

“PayRay” focuses on businesses of all sizes that can stabilize their working capital flows and improve their performance. The company's services are distinguished by flexibility, quick decision-making and insight into customer needs and business specifics.

Our mission is to make digital banking experience simple and enjoyable. We proudly bring people from all backgrounds and experiences together, building a team with a great dedication to solve any possible task.
Discover and experience our advanced business services on our website www.payray.bank.

Insights

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PayRay Bank Tech Stack

Media & News

Payray expanded offices to Latvia, Northern Europe, Europe on Oct 22nd '20.

PayRay Bank's Email Address Formats