Polygon Research

Software DevelopmentDistrict of Columbia, United States2-10 Employees

Polygon Research is a privately held software development company based in Washington, D.C. that focuses on mortgage data science. Its platform unifies loan-level information from more than 20 public datasets to provide interactive analytics and dashboards for lenders, credit unions, investors, and policymakers, covering areas such as growth, compliance, and risk. The company aims to enable users to analyze market dynamics, fair lending practices, and risk factors like prepayment, credit, and climate exposure without requiring data downloads or IT projects. Its offerings include multiple product lines for strategic market intelligence, agency trends and pricing insights, risk analytics, and on-demand education to build internal data capabilities. Polygon Research has a long-standing history with HMDA-related data, supports wide geographic coverage across the United States, and is used by a range of industry organizations and financial institutions. The company was established in Washington, D.C., and operates with a focus on delivering accessible, self-service analytics that facilitate competitive positioning, fair lending assessment, portfolio management, and borrower behavior modeling. A recent development noted is the launch of an interactive affordability index built on actual mortgage transactions.

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