Auto Portability Expansion RCH recently launched an auto portability solution that automates moving small balances (under $7,000) from former employers into current plans. This presents an opportunity to upsell to plan sponsors and recordkeepers seeking to reduce cashouts and improve participant outcomes.

Portability Network Partnerships Strategic partnerships with Fidelity, Vanguard, and Alight position RCH within a broad Portability Services Network. This creates cross-sell potential with large, existing plan sponsor ecosystems and could open conversations about expanding auto-portability and managed portability offerings.

Saver’s Match Growth RCH launched Saver's Match resources and a Saver's Match Estimator to inform sponsors and participants about matching contributions. This indicates a potential for selling analytics, educational tools, and enhanced engagement features to boost plan participation and balance growth.

Asset Scale & Demand With significant prior investments and partnerships handling hundreds of billions in assets and thousands of plans, there is a sizeable installed base and appetite for solutions that reduce leakage. This suggests upsell opportunities to current clients and a pathway to expand services into larger plan environments.

Cloud and Security Readiness RCH uses multiple cloud and security tools (Google Cloud, Okta, Microsoft 365) and has experienced data breach incidents in the past. This highlights a need for robust security, compliance, and migration services to current and prospective clients, presenting a lead-in for security-focused offerings.