Auto Portability Growth RCH's Auto Portability reduces cashouts by 52% and automates the rollover of small balances (<$7,000) into active employer plans, delivering a strong ROI for plan sponsors and improving participant outcomes. This positions RCH to expand small-account migrations across additional sponsors and plan networks.

Recordkeeper Partnerships RCH already partners with Fidelity, Vanguard, and Alight within the Portability Services Network, proving credibility and a scalable channel to reach plan sponsors. There is a clear sales opportunity to on-board additional recordkeepers and TPAs, enabling broader distribution and co-selling across more employer plans.

Operational Scale A 2020 investment to expand headquarters and create hundreds of IT and call center roles demonstrates RCH's capacity to scale onboarding of plan assets and migrations. This operational heft supports large enterprise migrations and multi-employer portability programs.

Tech and Security A cloud-first stack with AWS, Okta, and modern web technologies enables secure, API-driven data exchanges with plan sponsors and recordkeepers. This security-conscious setup appeals to buyers prioritizing data protection and regulatory compliance.

Market Momentum Recent launches such as Saver's Match resources (2024) and Auto Portability (2025) signal ongoing product momentum aligned with market demand for portability and retirement readiness. Bundling these capabilities with Saver's Match offerings can unlock cross-sell opportunities to plan sponsors seeking to boost participation and retention.