Local independent Target opportunities with mid-sized central New York businesses that rely on local expertise and personalized service, leveraging Scalzo, Zogby & Wittig’s regional presence in Utica and New Hartford to win renewals and cross-sell auto, home, life, health, and commercial insurance.

Comprehensive offering Position cross-sell campaigns around their broad product suite, offering bundled policies for auto, home, business, life, health, and specialty assets, to increase average revenue per client and reduce policy leakage.

Tech enabled Highlight their modern tech stack and digital channels (WordPress, Google Analytics, AWS, S3, Mailgun) to propose enhanced digital experiences, streamlined quotes, and data-driven marketing to attract and convert new customers.

Financial scale With revenue in the 50–100 million range and a solid local footprint, target growth initiatives that emphasize scalable insurance programs, EMS/claims efficiency, and partnerships with carriers to expand product breadth.

Growth potential Leverage regional focus and independent agency advantages to identify SMBs and local organizations seeking tailored risk solutions, offering consultative risk management services and competitive premiums to win market share from national carriers.