Insights

Expanding Market Reach With over 12,000 healthcare practices across the US and Canada already utilizing Scratch Plans, there is significant opportunity to target additional practices and healthcare segments that could benefit from simple, patient-friendly financing solutions.

Strong Funding Growth Having raised over 108 million dollars since its inception and securing recent $35 million Series C funding, Scratch Financial demonstrates substantial investor confidence which can be leveraged to emphasize stability and growth potential to prospective clients.

Technology Integration Utilizing advanced cloud-based technologies such as AWS Lambda, React, and Google Cloud Trace positions Scratch as a technologically innovative company, ideal for targeting healthcare providers interested in seamless, modern payment solutions.

Healthcare Focus Specializing in medical and veterinary financing, Scratch Financial is well-positioned to approach healthcare providers who seek to improve patient access and engagement through flexible payment plans.

Leadership & Growth Recent hires such as CTO Steven Tamm and CRO Brian Briggs highlight a strategic focus on technology and risk management, indicating a stable and forward-thinking company ready to partner with businesses looking for reliable financial service solutions.

Scratch Financial Tech Stack

Scratch Financial uses 8 technology products and services including AWS Lambda, Docker, OneTrust, and more. Explore Scratch Financial's tech stack below.

  • AWS Lambda
    Big Data Processing
  • Docker
    Containerization
  • OneTrust
    Cookie Compliance
  • React
    Javascript Frameworks
  • Heap
    Mobile Analytics
  • Intuit QuickBooks Payroll
    Payroll Management And Benefits Administration
  • Google Cloud Trace
    Performance
  • Datadog
    Real User Monitoring

Media & News

Scratch Financial's Email Address Formats

Scratch Financial uses at least 1 format(s):
Scratch Financial Email FormatsExamplePercentage
First.Last@scratchpay.comJohn.Doe@scratchpay.com
79%
First@scratchpay.comJohn@scratchpay.com
13%
Last@scratchpay.comDoe@scratchpay.com
7%
First.Middle@scratchpay.comJohn.Michael@scratchpay.com
1%

Frequently Asked Questions

Where is Scratch Financial's headquarters located?

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Scratch Financial's main headquarters is located at United States. The company has employees across 5 continents, including North AmericaAsiaEurope.

What is Scratch Financial's official website and social media links?

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Scratch Financial's official website is scratchpay.com and has social profiles on LinkedIn.

What is Scratch Financial's SIC code NAICS code?

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Scratch Financial's SIC code is 7299 - Miscellaneous Personal Services, Not Elsewhere Classified NAICS code is 52 - Finance and Insurance.

How many employees does Scratch Financial have currently?

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As of March 2026, Scratch Financial has approximately 100 employees across 5 continents, including North AmericaAsiaEurope. Key team members include Chief Executive Officer, Cofounder: J. K.Chief Revenue Officer (cro): T. H.Owner: D. D.. Explore Scratch Financial's employee directory with LeadIQ.

What industry does Scratch Financial belong to?

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Scratch Financial operates in the Financial Services industry.

What technology does Scratch Financial use?

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Scratch Financial's tech stack includes AWS LambdaDockerOneTrustReactHeapIntuit QuickBooks PayrollGoogle Cloud TraceDatadog.

What is Scratch Financial's email format?

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Scratch Financial's email format typically follows the pattern of First.Last@scratchpay.com. Find more Scratch Financial email formats with LeadIQ.

How much funding has Scratch Financial raised to date?

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As of March 2026, Scratch Financial has raised $71M in funding. The last funding round occurred on Oct 28, 2019 for $65M.

When was Scratch Financial founded?

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Scratch Financial was founded in 2016.

Scratch Financial

Financial ServicesUnited States51-200 Employees

Scratch Financial offers access to simple, friendly payment plans without long-term commitments, membership fees, sign-up costs, or the need for hardware. Join over 12,000 practices that offer Scratch Plans nationwide* and in Canada. Ready to say yes to more patients? Becoming a partner takes only 60 seconds – yes, it's that simple.

*Scratch plans in the US issued by WebBank.

Section iconCompany Overview

Headquarters
United States
SIC Code
7299 - Miscellaneous Personal Services, Not Elsewhere Classified
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
51-200

Section iconFunding & Financials

  • $71M

    Scratch Financial has raised a total of $71M of funding over 2 rounds. Their latest funding round was raised on Oct 28, 2019 in the amount of $65Mas a debt and equity.

  • $50M$100M

    Scratch Financial's revenue is estimated to be in the range of $50M$100M

Section iconFunding & Financials

  • $71M

    Scratch Financial has raised a total of $71M of funding over 2 rounds. Their latest funding round was raised on Oct 28, 2019 in the amount of $65Mas a debt and equity.

  • $50M$100M

    Scratch Financial's revenue is estimated to be in the range of $50M$100M

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