Insights

Flexible financing Scratch Financial offers patient-friendly payment plans with no long-term commitments, membership fees, or sign-up costs, presenting a clear upsell opportunity to healthcare providers seeking to increase patient access and conversion rates.

Vet market expansion Recent partnerships in veterinary care and financing expansion indicate ongoing growth in animal health financing, suggesting opportunities to target veterinary clinics and pet hospitals looking to offer diverse payment options.

Rapid onboarding The partner onboarding claim of 60 seconds signals a frictionless integration and sales pitch focus on MSPs, practice management groups, and clinics that require quick deployment and minimal IT overhead.

Strategic funding Recent capital activity and a new purchase facility with Victory Park Capital highlight the company's ability to scale technology and features, presenting a lead for enterprise dental, ophthalmology, and specialty clinics seeking scalable financing tech.

Tech stack fit Utilizing cloud and analytics tools such as BigQuery, HubSpot, and GitHub indicates readiness for data-driven partnerships; emphasize collaboration with practice management platforms and regional networks to enhance financing workflow integrations.

Similar companies to Scratch Financial

Scratch Financial Tech Stack

Scratch Financial uses 8 technology products and services including HubSpot Analytics, iCIMS, GitHub, and more. Explore Scratch Financial's tech stack below.

Media & News

Scratch Financial's Email Address Formats

Scratch Financial uses at least 4 email formats:
Scratch Financial Email FormatsExamplePercentage
First.Last@scratchpay.comJohn.Doe@scratchpay.com
80%
First@scratchpay.comJohn@scratchpay.com
13%
Last@scratchpay.comDoe@scratchpay.com
6%
First.Middle@scratchpay.comJohn.Michael@scratchpay.com
1%

Frequently Asked Questions

What is Scratch Financial's official website and social media links?

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Scratch Financial's official website is scratchpay.com and has social profiles on LinkedIn.

How much revenue does Scratch Financial generate?

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As of September 2026, Scratch Financial's annual revenue is estimated to be $50M - $100M.

What is Scratch Financial's SIC code and NAICS code?

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Scratch Financial's SIC code is 7299 - Miscellaneous Personal Services, Not Elsewhere Classified and NAICS code is 52 - Finance and Insurance.

How many employees does Scratch Financial have currently?

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As of September 2026, Scratch Financial has approximately 97 employees across 5 continents, including North America, Asia and Europe. Key team members include Chief Executive Officer, Cofounder: J. K., Owner: D. D. and Senior Vice President: J. H. Explore Scratch Financial's employee directory with LeadIQ.

What industry does Scratch Financial belong to?

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Scratch Financial operates in the Financial Services industry.

What technology does Scratch Financial use?

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Scratch Financial's tech stack includes HubSpot Analytics, iCIMS, GitHub, Google BigQuery, SendGrid, Sentry, Apple Pay and Salesloft.

What is Scratch Financial's email format?

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Scratch Financial's email format typically follows the pattern of First.Last@scratchpay.com. Find more Scratch Financial email formats with LeadIQ.

How much funding has Scratch Financial raised to date?

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As of September 2026, Scratch Financial has raised $68M in funding. The last funding round occurred on May 13, 2026.

When was Scratch Financial founded?

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Scratch Financial was founded in 2016.
Scratch Financial logo

Scratch Financial

Financial ServicesUnited States51-200 Employees

Scratch Financial provides patient financing solutions that allow healthcare providers to offer simple payment plans without long-term commitments, membership fees, sign-up costs, or hardware. The program, known as Scratch Plans, is adopted by more than 12,000 practices across the United States and in Canada. In the United States, Scratch Plans are issued by WebBank.

The company is based in Pasadena, California, and operates within the financial services sector, focusing on financing options for healthcare providers and their patients. Its offerings aim to make care more accessible by giving patients straightforward financing and reducing friction in the application process. A notable recent development is a partnership with Wellfit Technologies announced in early 2023 to extend its patient-friendly payment options through a streamlined, mobile-first approach.

Section iconCompany Overview

SIC Code
7299 - Miscellaneous Personal Services, Not Elsewhere Classified
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
51-200

Section iconFunding & Financials

  • $68M

    Scratch Financial has raised a total of $68M of funding over 9 rounds. Their latest funding round was raised on May 13, 2026 as a Debt Financing.

  • $50M - $100M

    Scratch Financial's revenue is estimated to be in the range of $50M - $100M

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