Insights

Financing Platform Scratch Financial offers simple patient financing options for healthcare providers, with rapid partner onboarding and no long-term commitments, signaling ready-made opportunities to upsell more practices to adopt or expand Scratch Plans.

Vet Care Expansion Recent partnership and growth news around veterinary financing expansion (Victory Park Capital facility) indicates a strategic push in veterinary care financing, suggesting SDRs should target veterinary clinics and pet care networks.

Tech Modernization Use of modern cloud and devops tooling (AWS Lambda, Google Cloud, GitLab CI) plus a mobile-friendly, frictionless application process presents a compelling selling point to mid-market practices seeking scalable, reliable patient financing tech.

Financial Momentum Funding history shows multiple rounds and a substantial revenue footprint, implying stability and growth potential that can reassure prospective partners about continued investment in the platform.

Partners and Ecosystem Existing ecosystem with partners like Wellfit Technologies and a large number of practices already using Scratch Plans creates cross-sell and upsell opportunities to broaden product adoption across multi-location groups.

Scratch Financial Tech Stack

Scratch Financial uses 8 technology products and services including AWS Lambda, Helm, GitLab CI, and more. Explore Scratch Financial's tech stack below.

  • AWS Lambda
    Big Data Processing
  • Helm
    Cloud Infrastructure Computing
  • GitLab CI
    Continuous Integration
  • Element UI
    Javascript Frameworks
  • Google Sheets
    Office Suites
  • Intuit QuickBooks Payroll
    Payroll Management And Benefits Administration
  • Google Cloud Trace
    Performance
  • HubSpot CRM
    Sales

Media & News

Scratch Financial's Email Address Formats

Scratch Financial uses at least 1 format(s):
Scratch Financial Email FormatsExamplePercentage
First.Last@scratchpay.comJohn.Doe@scratchpay.com
80%
First@scratchpay.comJohn@scratchpay.com
13%
Last@scratchpay.comDoe@scratchpay.com
6%
First.Middle@scratchpay.comJohn.Michael@scratchpay.com
1%

Frequently Asked Questions

What is Scratch Financial's official website and social media links?

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Scratch Financial's official website is scratchpay.com and has social profiles on LinkedIn.

What is Scratch Financial's SIC code NAICS code?

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Scratch Financial's SIC code is 7299 - Miscellaneous Personal Services, Not Elsewhere Classified NAICS code is 52 - Finance and Insurance.

How many employees does Scratch Financial have currently?

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As of July 2026, Scratch Financial has approximately 101 employees across 5 continents, including North AmericaAsiaEurope. Key team members include Chief Executive Officer, Cofounder: J. K.Owner: D. D.Senior Vice President: J. H.. Explore Scratch Financial's employee directory with LeadIQ.

What industry does Scratch Financial belong to?

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Scratch Financial operates in the Financial Services industry.

What technology does Scratch Financial use?

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Scratch Financial's tech stack includes AWS LambdaHelmGitLab CIElement UIGoogle SheetsIntuit QuickBooks PayrollGoogle Cloud TraceHubSpot CRM.

What is Scratch Financial's email format?

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Scratch Financial's email format typically follows the pattern of First.Last@scratchpay.com. Find more Scratch Financial email formats with LeadIQ.

When was Scratch Financial founded?

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Scratch Financial was founded in 2016.
Scratch Financial logo

Scratch Financial

Financial ServicesUnited States51-200 Employees

Scratch Financial provides patient financing solutions that allow healthcare providers to offer simple payment plans without long-term commitments, membership fees, sign-up costs, or hardware. The program, known as Scratch Plans, is adopted by more than 12,000 practices across the United States and in Canada. In the United States, Scratch Plans are issued by WebBank.

The company is based in Pasadena, California, and operates within the financial services sector, focusing on financing options for healthcare providers and their patients. Its offerings aim to make care more accessible by giving patients straightforward financing and reducing friction in the application process. A notable recent development is a partnership with Wellfit Technologies announced in early 2023 to extend its patient-friendly payment options through a streamlined, mobile-first approach.

Section iconCompany Overview

SIC Code
7299 - Miscellaneous Personal Services, Not Elsewhere Classified
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
51-200

Section iconFunding & Financials

  • $50M$100M

    Scratch Financial's revenue is estimated to be in the range of $50M$100M

Section iconFunding & Financials

  • $50M$100M

    Scratch Financial's revenue is estimated to be in the range of $50M$100M

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