Insights

Innovative Loan Management Scratch offers a modern, user-friendly platform for loan servicing that provides borrowers with transparency and control, presenting opportunities to partner with financial institutions aiming to enhance borrower engagement and satisfaction.

Customizable Solutions With the ability to service a wide range of asset classes including private student loans, mortgages, and small business loans, Scratch can meet the diverse needs of lenders seeking tailored loan management features.

Technology Integration Employing advanced tech such as blockchain, Docker, and open standards like OpenID Connect, Scratch is positioned to collaborate with fintech companies seeking innovative, secure, and scalable loan servicing solutions.

Growth Potential Operating with revenue between one and ten million dollars and partnering with various lenders, Scratch presents an opportunity for sales efforts targeting mid-sized financial institutions interested in enhancing their servicing capabilities.

Employee-Centric Culture As a Great Place to Work-Certified organization with a dedicated team of 51-200 employees, Scratch values a positive workplace environment, indicating stability and a customer-focused approach that can appeal to organizations emphasizing vendor reliability.

Similar companies to Scratch

Scratch Tech Stack

Scratch uses 8 technology products and services including Blockchain, Docker, Font Awesome, and more. Explore Scratch's tech stack below.

  • Blockchain
    Blockchain
  • Docker
    Containerization
  • Font Awesome
    Font Scripts
  • OpenID Connect
    Identity And Access Management
  • Envoy
    Load Balancers
  • Go
    Programming Languages
  • Pinterest
    Visual And User Generated Content Marketing
  • Twitter
    Widgets

Scratch's Email Address Formats

Scratch uses at least 1 format(s):
Scratch Email FormatsExamplePercentage
First@scratch.fiJohn@scratch.fi
67%
FirstLast@scratch.fiJohnDoe@scratch.fi
17%
Last@scratch.fiDoe@scratch.fi
9%
First.Last@scratch.fiJohn.Doe@scratch.fi
7%

Frequently Asked Questions

Where is Scratch's headquarters located?

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Scratch's main headquarters is located at 375 Alabama Street Suite 360 San Francisco, California 94110 United States. The company has employees across 6 continents, including North AmericaAsiaEurope.

What is Scratch's stock symbol?

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Scratch is a publicly traded company; the company's stock symbol is SCRATCHUSD.

What is Scratch's official website and social media links?

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Scratch's official website is scratch.fi and has social profiles on LinkedInCrunchbase.

How much revenue does Scratch generate?

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As of February 2026, Scratch's annual revenue is estimated to be $2M.

What is Scratch's SIC code NAICS code?

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Scratch's SIC code is 5812 - Eating Places NAICS code is 52 - Finance and Insurance.

How many employees does Scratch have currently?

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As of February 2026, Scratch has approximately 59 employees across 6 continents, including North AmericaAsiaEurope. Key team members include Chief Executive Officer: B. K.Chief Executive Officer: D. C.Chief Of Staff To Ceo: J. D.. Explore Scratch's employee directory with LeadIQ.

What industry does Scratch belong to?

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Scratch operates in the Financial Services industry.

What technology does Scratch use?

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Scratch's tech stack includes BlockchainDockerFont AwesomeOpenID ConnectEnvoyGoPinterestTwitter.

What is Scratch's email format?

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Scratch's email format typically follows the pattern of First@scratch.fi. Find more Scratch email formats with LeadIQ.

When was Scratch founded?

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Scratch was founded in 2015.

Scratch

Financial ServicesCalifornia, United States51-200 Employees

Scratch has reimagined loan servicing to help borrowers understand, manage, and pay back their loans. With the Scratch platform, borrowers have visibility and control over their debt in just a few clicks. Borrowers turn to Scratch's team of Loan Guides for empathetic problem solving and personalized guidance on how to fit their loans into their lives.

Lenders partner with Scratch as their loan servicer to grow their businesses in innovative ways. Scratch can service any asset class - including private student loans, personal loans, mortgages, and small business loans - with any custom feature to meet borrowers' needs. We’ve also developed a Paycheck Protection Program (PPP)-specific platform to help you guide your small business borrowers through PPP loan forgiveness and servicing.

Scratch is proud to be a Great Place to Work-Certified™ company: https://www.greatplacetowork.com/certified-company/7025478

NMLS #1495691

Section iconCompany Overview

Headquarters
375 Alabama Street Suite 360 San Francisco, California 94110 United States
Website
scratch.fi
SIC Code
5812 - Eating Places
Stock Symbol
SCRATCHUSD
NAICS Code
52 - Finance and Insurance
Founded
2015
Employees
51-200

Section iconFunding & Financials

  • $1M$10M

    Scratch's revenue is estimated to be in the range of $1M$10M

Section iconFunding & Financials

  • $1M$10M

    Scratch's revenue is estimated to be in the range of $1M$10M

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