Loan Servicing Innovation Scratch has developed a cutting-edge loan servicing platform that provides borrowers with transparency, control, and personalized guidance. This innovative approach can be positioned as a key selling point to attract lenders looking to enhance their customer experience and differentiate themselves in the market.

Versatile Servicing Capabilities With the ability to service various asset classes, including private student loans, personal loans, mortgages, and small business loans, Scratch offers a versatile solution for lenders aiming to expand their product offerings and cater to diverse borrower needs. This versatility can open doors to partnerships with lenders seeking a comprehensive servicing provider.

Employee Engagement & Culture Being recognized as a Great Place to Work-Certified™ company, Scratch demonstrates a strong commitment to employee engagement and a positive work culture. Highlighting this certification can be appealing to potential partners who prioritize working with companies that value their employees and foster a supportive work environment.

Tech Stack & Data Analytics Scratch leverages a wide range of technologies, including Google Analytics, GitHub, and Microsoft, to optimize its operations and enhance customer service. Emphasizing the use of advanced tech tools can attract tech-savvy lenders looking for a forward-thinking servicing partner that prioritizes data analytics and technological innovation.

Financial Stability & Growth Potential With a revenue range of $10M - 50M, Scratch showcases financial stability and growth within the competitive financial services industry. This financial track record can instill confidence in potential collaborators, signaling that Scratch is a reliable and viable partner for expanding market reach and driving mutual success.