Insights

Innovative Loan Management Scratch.fi offers a reimagined loan servicing platform that provides borrowers with clear visibility and control over their loans, creating opportunities to partner with organizations seeking user-friendly financial solutions that enhance borrower experience.

Diverse Asset Coverage The company services multiple asset classes including private student loans, personal loans, mortgages, and small business loans, presenting a broad market opportunity for financial institutions and service providers looking to expand their loan portfolios.

Technology Integration Utilizing a modern tech stack such as Looker, UiPath, Ruby, and Kotlin, Scratch.fi demonstrates advanced technological capabilities, which can be leveraged to develop tailored fintech solutions or integrate with existing digital platforms to improve operational efficiency.

Customer-Centric Approach With dedicated Loan Guides offering empathetic and personalized assistance, there is potential to collaborate on customer engagement and support services that improve borrower satisfaction and retention.

Market Positioning As a Great Place to Work-Certified™ company with a focus on innovative loan solutions and recent expansions like the new LP launch, Scratch.fi presents opportunities to connect with forward-thinking lenders and fintech firms aiming to adopt modern, flexible servicing models.

Scratch Tech Stack

Scratch uses 8 technology products and services including Blockchain, Docker, Font Awesome, and more. Explore Scratch's tech stack below.

  • Blockchain
    Blockchain
  • Docker
    Containerization
  • Font Awesome
    Font Scripts
  • OpenID Connect
    Identity And Access Management
  • Envoy
    Load Balancers
  • Go
    Programming Languages
  • Pinterest
    Visual And User Generated Content Marketing
  • Twitter
    Widgets

Scratch's Email Address Formats

Scratch uses at least 1 format(s):
Scratch Email FormatsExamplePercentage
First@scratch.fiJohn@scratch.fi
68%
FirstLast@scratch.fiJohnDoe@scratch.fi
16%
Last@scratch.fiDoe@scratch.fi
9%
First.Last@scratch.fiJohn.Doe@scratch.fi
7%

Frequently Asked Questions

Where is Scratch's headquarters located?

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Scratch's main headquarters is located at 375 Alabama Street Suite 360 San Francisco, California 94110 United States. The company has employees across 6 continents, including North AmericaAsiaEurope.

What is Scratch's stock symbol?

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Scratch is a publicly traded company; the company's stock symbol is SCRATCHUSD.

What is Scratch's official website and social media links?

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Scratch's official website is scratch.fi and has social profiles on LinkedInCrunchbase.

What is Scratch's NAICS code?

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Scratch's NAICS code is 52 - Finance and Insurance.

How many employees does Scratch have currently?

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As of April 2026, Scratch has approximately 58 employees across 6 continents, including North AmericaAsiaEurope. Key team members include Chief Executive Officer: B. K.Chief Executive Officer: D. C.Chief Of Staff To Ceo: J. V. D.. Explore Scratch's employee directory with LeadIQ.

What industry does Scratch belong to?

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Scratch operates in the Financial Services industry.

What technology does Scratch use?

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Scratch's tech stack includes BlockchainDockerFont AwesomeOpenID ConnectEnvoyGoPinterestTwitter.

What is Scratch's email format?

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Scratch's email format typically follows the pattern of First@scratch.fi. Find more Scratch email formats with LeadIQ.

When was Scratch founded?

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Scratch was founded in 2015.

Scratch

Financial ServicesCalifornia, United States51-200 Employees

Scratch has reimagined loan servicing to help borrowers understand, manage, and pay back their loans. With the Scratch platform, borrowers have visibility and control over their debt in just a few clicks. Borrowers turn to Scratch's team of Loan Guides for empathetic problem solving and personalized guidance on how to fit their loans into their lives.

Lenders partner with Scratch as their loan servicer to grow their businesses in innovative ways. Scratch can service any asset class - including private student loans, personal loans, mortgages, and small business loans - with any custom feature to meet borrowers' needs. We’ve also developed a Paycheck Protection Program (PPP)-specific platform to help you guide your small business borrowers through PPP loan forgiveness and servicing.

Scratch is proud to be a Great Place to Work-Certified™ company: https://www.greatplacetowork.com/certified-company/7025478

NMLS #1495691

Section iconCompany Overview

Headquarters
375 Alabama Street Suite 360 San Francisco, California 94110 United States
Website
scratch.fi
Stock Symbol
SCRATCHUSD
NAICS Code
52 - Finance and Insurance
Founded
2015
Employees
51-200

Section iconFunding & Financials

Section iconFunding & Financials

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