Tech-enabled Growth Shivalik Small Finance Bank is a technology-focused lender powered by Infosys Finacle core banking and a cloud-based architecture, presenting a ripe opportunity to offer advanced fintech integrations, cloud security, and scalable IT services to support rapid growth and reliability.

Digital Payments Leader Live on all major retail payment rails (UPI, IMPS, NEFT/RTGS) and a direct member of the National Financial Switch, signaling strong potential for payments modernization, acquiring solutions, and fraud risk tooling for expanded merchant services and digital wallet partnerships.

Expansion & Scale With 68 branches and 93 exclusive BC branches across multiple states, there is a clear need for scalable banking infrastructure, branch efficiency solutions, CRM and data analytics to optimize omnichannel customer experiences and product cross-sell.

Strategic Partnerships Past collaborations with fintech infrastructure players (Falcon) and payment gateway CCAvenue indicate openness to vendor ecosystems; a tailored pitch for fintech platform as a service, API-based product offerings, and co-developed digital products could drive new revenue streams.

Funding & Talent Build Recent equity funding and plans to strengthen technology stack and expand product, engineering, and operations teams point to opportunities in technology consulting, workforce optimization, cyber security, and scalable SaaS solutions to accelerate delivery calendars.