Financial Inclusion Starpay focuses on enabling the unbanked and underbanked segments of the Philippines, presenting aSales opportunity to offer expanding digital wallet adoption, agent networks, and inclusive financial products to new customer cohorts.

Strategic Partnerships Recent collaborations with OceanBase for distributed databases and with local entities like City of San Juan and Bayad Centers indicate openness to integration partnerships, channels, and co-branded solutions that can be leveraged to cross-sell payment processing, e-wallet, and disbursement services.

Public Sector Engagement Government collaborations for digitizing permitting and licensing workflows suggest a path to pursue more public sector digital payment and collection solutions, enabling large-scale, workflow-enabled money movement and compliance-enabled e-wallet use.

Growth and Scale Readiness Revenue in the mid single digits with a mid-sized employee base implies a scalable fintech platform with potential for enterprise-grade payment orchestration, vendor integrations, and expansion into additional financial services for mid-market clients.

Technology Stack Leverage A modern stack including React, analytics, and testing frameworks, combined with BSP licensing as an e-money issuer, presents opportunities to upsell advanced integration services, onboarding automation, analytics-driven insights, and security-focused solutions to deepen client value.