Texas Windstorm Insurance Association

InsuranceTexas, United States51-200 Employees

The Texas Windstorm Insurance Association (TWIA) is a state-created insurer that provides wind and hail property coverage for coastal Texas, formed in 1971 after Hurricane Celia highlighted gaps in private coverage. It serves 14 coastal counties from Jefferson to Cameron County and is headquartered in Austin, Texas. The organization operates as a mid-sized insurer with a workforce described in general terms. TWIA's customers are Texans along the coast who would otherwise be unable to obtain windstorm insurance, and the coverage helps support the area's economic welfare and orderly development by providing essential protection. In 2024, TWIA announced the preparation of its Biennial Report for the Texas Legislature, reflecting ongoing governance and oversight.

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