Strategic Merger The Piedmont Bank has merged into United Bankshares, with former Piedmont offices operating under the United Bankshares DBA. This indicates a transition phase and consolidation of banking services that presents opportunities to tailor cross-brand onboarding, leverage combined product suites, and address any rebranding or transition support needs for clients.

Expansion Financing Recent debt and construction financing activity includes an $8M loan to Parkland Communities for a build-to-rent project. This demonstrates Piedmont Bank’s (now United Bankshares) appetite for mid to large commercial real estate lending, suggesting potential for expanding into additional CRE portfolios and relationship-based lending opportunities with developers and property managers.

Public Sector Engagement The partnership with the City of Kennesaw for naming rights of a new amphitheater shows active public sector engagement and local sponsorships. This signals a strategic avenue to pursue municipal banking services, treasury management, and municipal bond-related advisory or payment solutions for local governments.

Senior Leadership Change A former Chief Financial Officer retired in early 2023, indicating past leadership transitions. This could imply evolving financial strategies or renewed focus on cost optimization, cash management, and strategic financial partnerships suitable for advisory or enterprise-grade banking solutions.

Growth through Acquisition Past acquisitions, including WestSide Bank and Walton Funding minority stake, reflect a growth-integration playbook and a regional expansion mindset. There is an opportunity to engage as a trusted partner for post-merger integration banking needs, treasury solutions, and scalable IT and security services to support rapid integration.