Local heritage Longstanding Wendell-based agency with over a century of local presence presents trust advantage for cross-selling to local personal lines and small business owners seeking continuity and community familiarity.

Growth potential Revenue range of 10M-25M and small team size indicate potential for efficiency gains and cross-sell to existing commercial clients, new product lines, and enhanced service tiers to boost cross-border premium growth.

Personal and SME focus Specialization in personal lines and small to medium commercial coverage signals opportunities to expand advisory services, bundled policies, and targeted SMEs in the Wendell and surrounding NC markets.

Tech enablement Current tech stack includes WordPress, analytics, and SEO tools; potential to leverage digital marketing, online quoting, and policy management enhancements to attract new clients and improve conversion.

Competitive landscape Operate alongside large national players with high revenue benchmarks; position Todd and Scarboro as a localized, high-touch alternative with personalized service and pricing, ideal for upsell and referral partnerships.