SME Financing Opportunity Capify targets small and medium enterprises with alternative financing solutions in the UK and Australia, presenting a recurring opportunity to upsell working capital products, MCAs, and loan facilities to growing SMEs amid post COVID recovery.

Cross-border Expansion With established offices in the UK and Australia and a global web presence, there is potential to tailor cross-border financing packages for exporters/importers, and to expand partner networks across both markets.

Strategic Partnerships Existing alliances such as the Harbortouch Payments partnership indicate receptivity to integrated payment and capital solutions; explore co-branded lending, bundled financing with POS systems, or referral programs to capture merchant demand.

Growth Financing Signals Historic equity inflows and Goldman Sachs credit facility support reinforce credibility and scalability; leverage this to approach mid-market clients seeking scalable credit facilities and flexible repayment terms.

Technology & Efficiency Tech stack and online lending capability suggest opportunities to pitch streamlined quick-approval financing, digital onboarding, and API integrations for fintechs and SMEs seeking fast access to capital.