SME lending focus Target small and mid-sized Italian enterprises with Banca Progetto’s strength in medium-long term financing and factoring, highlighting flexible credit products tailored to growth, working capital management, and supplier finance programs.

Family and private clients Leverage the bank’s experience in Cessione del Quinto and Delegazione di Pagamento to partner with payroll providers, pension funds, and employee benefit platforms, offering streamlined credit solutions for private employees and public sector workers.

Digital transformation Position as a digitally advanced lender by promoting cloud-based processes, automation capabilities, and secure collaboration. Offer integration services or co-development with fintechs seeking scalable SME credit origination and servicing.

Strategic funding momentum Capitalize on recent financing and capital increase activity to pursue co-lending, mezzanine, or PE-backed growth opportunities with Italian SMEs, presenting value through accelerated onboarding, risk analytics, and faster decisioning.

Risk and analytics partnerships Propose collaborations around risk assessment and analytics using partner solutions (e.g., Modefinance insights, automation via UiPath) to enhance SME underwriting, portfolio monitoring, and compliance, appealing to tech-enabled buyers.