Expanding Market Presence Following the recent merger with California Bank of Commerce, the Bank of Southern California now operates under the California Bank of Commerce brand, creating opportunities to cross-sell banking services and expand customer base within Southern California and beyond.

Leadership Growth The appointment of Michele Wirfel as EVP and COO indicates strategic leadership enhances the bank's operational capabilities, presenting opportunities to offer tailored executive banking services, including treasury management and commercial lending solutions.

Acquisition and Growth The acquisition of California Bank of Commerce by Southern California Bancorp signals a consolidation trend that can be leveraged to pitch advanced financial products, business expansion financing, and merger advisory services to competitors or partner institutions.

Digital Capabilities The bank’s use of modern technology platforms such as Shopify, Adobe Creative Suite, and Microsoft tools suggests a focus on digital engagement, providing avenues to sell digital banking solutions, fintech integrations, and innovative financial platforms.

Employee and Market Focus With a moderate-sized team and an emphasis on regional business growth, there is potential to offer bespoke HR solutions, employee engagement programs, or enhanced SME banking services tailored to regional business needs.