Insights

Growing SME Market Capital on Tap has established a strong customer base of over 200,000 small businesses across the UK and US, highlighting an extensive opportunity to target expanding small businesses seeking flexible credit solutions and spend management tools.

Subscription & Rewards Potential With a focus on cashback rewards like 1% cashback in the UK and 1.5% in the US, there is an opportunity to cross-sell or upsell value-added services that enhance customer loyalty and increase transaction volume through partnership integrations or loyalty programs.

Partnership Opportunities Recent partnerships with Virgin Red and Qatar Airways suggest a strategy ripe for expanding co-branded rewards and exclusive discounts, providing avenues for sales teams to pitch similar alliances in travel, finance, or lifestyle sectors to enhance value propositions.

Expansion & Investment Capital on Tap's recent US and UK office expansion, backed by substantial funding of over $873 million, signals ongoing growth and an increased need for vendor, technology, and service solutions to support scaling operations across regions.

Technology & Integration Utilizing a tech stack with Google Sheets, Firebase, and other cloud services indicates a readiness for innovative integrations and API-driven solutions, representing opportunities for technical partnerships, platform enhancements, and automation tools tailored to their digital-first approach.

Capital on Tap Tech Stack

Capital on Tap uses 8 technology products and services including LinkedIn Ads, Curalate, CookieYes, and more. Explore Capital on Tap's tech stack below.

  • LinkedIn Ads
    Advertising
  • Curalate
    Analytics
  • CookieYes
    Cookie Compliance
  • Firebase
    Database
  • Google Sheets
    Office Suites
  • Glassdoor
    Online Review Management
  • Windows Server
    Operating Systems
  • C#
    Programming Languages

Capital on Tap's Email Address Formats

Capital on Tap uses at least 1 format(s):
Capital on Tap Email FormatsExamplePercentage
First.Last@capitalontap.comJohn.Doe@capitalontap.com
93%
Last.First@capitalontap.comDoe.John@capitalontap.com
4%
FLast@capitalontap.comJDoe@capitalontap.com
2%
First.Middle@capitalontap.comJohn.Michael@capitalontap.com
1%

Frequently Asked Questions

What is Capital on Tap's official website and social media links?

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Capital on Tap's official website is capitalontap.com and has social profiles on LinkedInCrunchbase.

What is Capital on Tap's NAICS code?

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Capital on Tap's NAICS code is 52 - Finance and Insurance.

How many employees does Capital on Tap have currently?

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As of December 2025, Capital on Tap has approximately 852 employees across 6 continents, including EuropeNorth AmericaAsia. Key team members include Chief Executive Officer: D. B.Cfo: R. A.Cto: J. H.. Explore Capital on Tap's employee directory with LeadIQ.

What industry does Capital on Tap belong to?

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Capital on Tap operates in the Financial Services industry.

What technology does Capital on Tap use?

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Capital on Tap's tech stack includes LinkedIn AdsCuralateCookieYesFirebaseGoogle SheetsGlassdoorWindows ServerC#.

What is Capital on Tap's email format?

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Capital on Tap's email format typically follows the pattern of First.Last@capitalontap.com. Find more Capital on Tap email formats with LeadIQ.

How much funding has Capital on Tap raised to date?

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As of December 2025, Capital on Tap has raised $873M in funding. The last funding round occurred on May 22, 2025 for $873M.

When was Capital on Tap founded?

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Capital on Tap was founded in 2012.

Capital on Tap

Financial ServicesEngland, United Kingdom501-1000 Employees

Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to access funding for their business, manage their employees' expenses, and earn rewards on every pound their business spends.

Launched in 2012, Capital on Tap has spent over 10 years focusing on the needs of small business owners. It has been recognised by Forbes and the Financial Times as one of Europe’s fastest-growing businesses. More than 200,000 small business customers have spent more than £20 billion on their Capital on Tap Business Credit Cards.

Capital on Tap simplifies business funding and spending, saving business owners time and money. After a 2-minute application process, the majority of applicants receive instant credit decisions. UK business owners benefit from unlimited 1% cashback and credit limits extending up to £250,000, while our US customers enjoy 1.5% cashback and limits up to $50,000.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2012
Employees
501-1000

Section iconFunding & Financials

  • $873M

    Capital on Tap has raised a total of $873M of funding over 10 rounds. Their latest funding round was raised on May 22, 2025 in the amount of $873M.

  • $50M$100M

    Capital on Tap's revenue is estimated to be in the range of $50M$100M

Section iconFunding & Financials

  • $873M

    Capital on Tap has raised a total of $873M of funding over 10 rounds. Their latest funding round was raised on May 22, 2025 in the amount of $873M.

  • $50M$100M

    Capital on Tap's revenue is estimated to be in the range of $50M$100M

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