Insights

Rapid Loan Approval IOU Financial’s quick and automated lending process, which provides loans up to 1.5 million dollars within a few business days, presents an opportunity to target small businesses seeking immediate capital to fund expansion, purchase inventory, or manage cash flow gaps.

Diverse Client Base Serving various industries such as healthcare, retail, and restaurants, IOU Financial’s broad target market allows sales teams to tailor solutions for small businesses across multiple sectors, increasing cross-industry sales potential.

Growth and Acquisition The recent acquisition by North Mill Equipment Finance LLC indicates a strategic move towards expansion, suggesting opportunities for joint offerings or leveraging their increased market reach within the small business lending space.

Award-Winning Service Recognition for excellence in finance and customer service underscores IOU Financial’s reputation, making it a compelling partner for financial product integrations or co-marketing efforts focused on trust-building in small business communities.

Market Positioning With competition from similar fintech lenders like Fundbox and BlueVine, there is an opportunity to emphasize IOU Financial’s speed, transparency, and flexible loan sizes when developing targeted messaging for small businesses looking for reliable capital solutions.

Similar companies to IOU Financial

IOU Financial Tech Stack

IOU Financial uses 8 technology products and services including Gravatar, JSON-LD, jQuery UI, and more. Explore IOU Financial's tech stack below.

Gravatar
Audio, Video, Graphics
JSON-LD
Javascript Frameworks
jQuery UI
Javascript Libraries
jQuery
Javascript Libraries
Microsoft
Miscellaneous
CKEditor
Rich Text Editors
Google Analytics
Web Analytics
Astra
Web Platform Extensions

Media & News

IOU Financial's Email Address Formats

IOU Financial uses at least 2 format(s):

IOU Financial Email Formats	Example	Percentage
FLast@ioucentral.com	JDoe@ioucentral.com	93%
Last@ioucentral.com	Doe@ioucentral.com	7%
FLast@ioufinancial.com	JDoe@ioufinancial.com	89%
First@ioufinancial.com	John@ioufinancial.com	5%
First.Last@ioufinancial.com	John.Doe@ioufinancial.com	4%
Last@ioufinancial.com	Doe@ioufinancial.com	2%

Frequently Asked Questions

Where is IOU Financial's headquarters located?

IOU Financial's main headquarters is located at 600 TownPark Lane Suite 100, Kennesaw, GA 30144, US. The company has employees across 5 continents, including North AmericaAfricaAsia.

What is IOU Financial's phone number?

You can contact IOU Financial's main corporate office by phone at

+1-514-789-****

. For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is IOU Financial's official website and social media links?

IOU Financial's official website is ioufinancial.com and has social profiles on LinkedIn Crunchbase.

How much revenue does IOU Financial generate?

As of October 2025, IOU Financial's annual revenue is estimated to be $3.9M.

What is IOU Financial's SIC code NAICS code?

IOU Financial's SIC code is 6211 - Security Brokers, Dealers, and Flotation Companies NAICS code is 52 - Finance and Insurance.

How many employees does IOU Financial have currently?

As of October 2025, IOU Financial has approximately 112 employees across 5 continents, including North AmericaAfricaAsia. Key team members include Chief Executive Officer: R. G.Chief Executive Officer And President: M. G.Chief Financial Officer: D. O.. Explore IOU Financial's employee directory with LeadIQ.

What industry does IOU Financial belong to?

IOU Financial operates in the Financial Services industry.

What technology does IOU Financial use?

IOU Financial's tech stack includes GravatarJSON-LDjQuery UIjQueryMicrosoftCKEditorGoogle AnalyticsAstra.

What is IOU Financial's email format?

IOU Financial's email format typically follows the pattern of FLast@ioucentral.com. Find more IOU Financial email formats with LeadIQ.

IOU Financial

Financial ServicesUnited States51-200 Employees

IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.  

Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants.  In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.  

It offers loans and renewals up to $1.5 million to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management.  Its speed and transparency make IOU Financial a trusted alternative to banks.  

IOU Financial operations is based in metro Atlanta, Georgia. For more information, visit http://IOUFinancial.com.