Insights

Rapid Funding Access IOU Financial specializes in providing small businesses with quick access to capital, offering loans up to 1.5 million dollars within a few business days. This rapid turnaround presents a sales opportunity to target businesses seeking fast financing solutions that are alternatives to traditional banks.

Focused Industry Coverage The company's typical clients include medical practices, retail stores, salons, gas stations, auto repair shops, and restaurants. Tailoring marketing efforts to these industries can increase engagement and conversions by addressing their specific cash flow needs and growth ambitions.

Innovation in Underwriting IOU Financial utilizes an automated application system that assesses applicants based on cash flow trends rather than traditional credit metrics. This innovative approach creates an opportunity to target underserved businesses that may not qualify through conventional lenders.

Strategic Partnerships Recent collaborations, such as with EVO Payments International, demonstrate IOU’s openness to strategic alliances, especially in payment solutions. Exploring partnerships with payment processors and financial technology firms can expand sales channels and customer reach.

Market Position & Growth With revenues between 100 and 250 million dollars and a dedicated customer base, IOU Financial is well-positioned within the financial services market. Identifying growth areas within small business sectors and promoting tailored financial products can generate significant sales opportunities.

Similar companies to IOU Financial

IOU Financial Tech Stack

IOU Financial uses 8 technology products and services including Gravatar, JSON-LD, jQuery UI, and more. Explore IOU Financial's tech stack below.

Gravatar
Audio, Video, Graphics
JSON-LD
Javascript Frameworks
jQuery UI
Javascript Libraries
jQuery
Javascript Libraries
Microsoft
Miscellaneous
CKEditor
Rich Text Editors
Google Analytics
Web Analytics
Astra
Web Platform Extensions

Media & News

IOU Financial's Email Address Formats

IOU Financial uses at least 2 format(s):

IOU Financial Email Formats	Example	Percentage
FLast@ioucentral.com	JDoe@ioucentral.com	93%
Last@ioucentral.com	Doe@ioucentral.com	7%
FLast@ioufinancial.com	JDoe@ioufinancial.com	89%
First@ioufinancial.com	John@ioufinancial.com	5%
First.Last@ioufinancial.com	John.Doe@ioufinancial.com	4%
Last@ioufinancial.com	Doe@ioufinancial.com	2%

Frequently Asked Questions

Where is IOU Financial's headquarters located?

IOU Financial's main headquarters is located at 600 Townpark Lane, Suite 100. The company has employees across 5 continents, including North AmericaAfricaAsia.

What is IOU Financial's phone number?

You can contact IOU Financial's main corporate office by phone at

+1-514-789-****

. For more prospecting data, LeadIQ has access to up-to-date and accurate contact information within our platform. Find, capture, and sync contact data to your CRM and sales tools in one click.

What is IOU Financial's official website and social media links?

IOU Financial's official website is ioufinancial.com and has social profiles on LinkedIn Crunchbase.

How much revenue does IOU Financial generate?

As of December 2025, IOU Financial's annual revenue is estimated to be $3.9M.

What is IOU Financial's SIC code NAICS code?

IOU Financial's SIC code is 6211 - Security Brokers, Dealers, and Flotation Companies NAICS code is 52 - Finance and Insurance.

How many employees does IOU Financial have currently?

As of December 2025, IOU Financial has approximately 117 employees across 5 continents, including North AmericaAfricaAsia. Key team members include Chief Executive Officer: R. G.Chief Executive Officer And President: M. G.Chief Financial Officer: D. O.. Explore IOU Financial's employee directory with LeadIQ.

What industry does IOU Financial belong to?

IOU Financial operates in the Financial Services industry.

What technology does IOU Financial use?

IOU Financial's tech stack includes GravatarJSON-LDjQuery UIjQueryMicrosoftCKEditorGoogle AnalyticsAstra.

What is IOU Financial's email format?

IOU Financial's email format typically follows the pattern of FLast@ioucentral.com. Find more IOU Financial email formats with LeadIQ.

When was IOU Financial founded?

IOU Financial was founded in 2009.

IOU Financial

Q: What is IOU Financial's official website and social media links?

IOU Financial's official website is ioufinancial.com. IOU Financial has social profiles on LinkedIn.

Q: How many employees does IOU Financial have currently?

IOU Financial has approximately 117 employees.

Q: What technology does IOU Financial use?

IOU Financial's tech stack includes reCAPTCHA, HSTS, Font Awesome, Astra, JSON-LD.

Financial ServicesGeorgia, United States51-200 Employees

IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.  

Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants.  In a unique approach to lending, the IOU Financial automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.  

It offers loans and renewals up to $1.5 million to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management.  Its speed and transparency make IOU Financial a trusted alternative to banks.  

IOU Financial is based in metro Atlanta, Georgia. For more information, visit http://IOUFinancial.com.