Cooperative Bank of Oromia
BankingAddis Ababa, Ethiopia1001-5000 Employees
Cooperative Bank of Oromia is a cooperative banking institution based in Addis Ababa, Ethiopia, operating in the formal banking sector. It was registered in 2004 and began operations on March 8, 2005, with a mission to expand financial access to underserved communities, particularly farmers, youth, and women. The bank advances financial inclusion through its uncollateralized digital lending platform, Michu, serving more than 2.1 million accounts and including FarmPass to connect farmers with markets, credit, and tailored financial services. Ownership is structured as a cooperative, comprising primary cooperatives, the Cooperatives Union, and the Cooperatives Federation, alongside non-cooperative organizations and individuals. In May 2026, the bank announced a blockchain-based settlement for inward remittances to Ethiopia in partnership with TerraPay, indicating ongoing modernization of its payments infrastructure.
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